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How to Calculate Car Payments
 
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Watch more How to Buy a Car videos: http://www.howcast.com/videos/399308-How-to-Calculate-Car-Payments You've just seen the car of your dreams, but you're not sure if the price is right. In a few steps, you can calculate your potential car payments and decide if you'll be able to afford a new ride. Step 1: Convert the interest rate percentage to a decimal Convert your loan's interest rate to a decimal number by dropping the percent sign and dividing the number by 100. Step 2: Divide decimal number by 12 Divide the interest rate on your car loan by 12. Write this number on a piece of paper. Step 3: Multiply by your car loan principal Multiply the number by the loan's principal amount -- the total amount of your car loan. Write this number down, as it will be used in your final calculation. Tip Remember to subtract any down payment you might make from the new car's purchase price when figuring out the principal amount. Step 4: Add 1 plus the interest divided by 12 Recall the number you got from dividing the interest rate by 12 in step 2. Add 1 to this number. Step 5: Multiply sum by itself, using number of payments as exponent Take the sum from step 4 raised to the power of the number of months included in the term of your loan. For example, if you will make 36 monthly payments, multiply the sum from step 4 by itself 36 times. Step 6: Calculate 1 divided by this sum Calculate 1 divided by the result from step of your multiplication. Tip Round this number to the nearest hundredths place to make it easier to work with. Step 7: Subtract sum from 1 Subtract this number from 1. Jot this number down for use in your final calculation. Tip Avoid the math by using car payment calculators found on many auto dealer and bank websites. Step 8: Divide the first number by the second Divide the number from step 3 by the number from step 7 for your final monthly car payment. Think about whether this will fit into your monthly budget. If so, you might want to ride off in that dream car. Did You Know? The Smithsonian Institute has been collecting cars since 1899, and has more than 60 cars in its collection, including a 1913 Model T Ford and a 1903 Cadillac.
Views: 225927 Howcast
Car Finance: What Are Balloon and Residual Payments?
 
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Car Finance: what are balloon and residual payments? In this edition of Buyer's Guide, we explore balloon and residual payments on car loans, and compare the pro's and con's of balloon payment agreements on auto finance. A balloon payment on an auto loan allows the buyer to settle an inflated lump sum at the end of the repayment period. This is an alternative to extending the repayment on the total cost of the vehicle. The borrower and loan provider agree that a certain percentage of the loan be extended to the end of the finance term.
Views: 8169 We Buy Cars
How Do I Finance a Car? - Down Payments, Credit Check, Monthly Payments
 
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In this episode of Proctor Car Tips, Will answers frequently asked questions about vehicle financing at car dealerships. He discusses making down payments, monetary forms for down payments, types of cars that can be financed, auto loans vs. credit cards, financing a car without established credit, credit being pulled, and how long the financing process takes. Please ask any additional questions below in the comments and we will gladly answer any more financing questions! Learn more at, http://www.proctorcars.com How Do I Finance a Car? - Down Payments, Credit Check, Monthly Payments https://youtu.be/Rv83g5ZlojM Learn more about common car issues, new car features, car parts, car financing, or new cars on the Proctor Car Tips Channel. These helpful car tip videos will help you learn more about car parts, how to fix common car issues, purchasing a new vehicle, trading in your old vehicle, understanding new car features, or virtually road testing the newest cars on the market. Proctor Car Tips http://bit.ly/ProctorYouTube The Proctor Car tips channel is owned and operating by The Proctor Dealerships which include: Proctor Honda http://www.proctorhonda.com/ Proctor Acura http://www.proctoracura.com/ Proctor Subaru http://www.proctorsubaru.com/
Car Payments Are NOT OK
 
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Warning: This is a rant about car loans. My sister Jackie has been told her whole life that having a car loan is a normal and acceptable. This video is me telling her it's not OK to make car payments if you don't have the money in the bank to pay cash for the car. UPDATE: Jackie accepted the challenge! Mission accomplished. More to come. UPDATE 2: Our friend Jim Collins liked this video so much he included it in his own MANIFESTO!! What an honor, thank you Jim. Check it out: http://jlcollinsnh.com/manifesto Check out our Personal Finance Masterclass: https://www.udemy.com/personal-finance-masterclass Disclaimer: I don't mean car payments are never an option. If you have the cash to pay for a car and choose to invest it somewhere else that's fine. Here's a video by Dave Ramsey that explains the "pay yourself car payments" a little more clearly: https://www.youtube.com/watch?v=BKyV8CTHeJ0 Sign up for monthly income, expenses, and net worth reports! http://newsletter.mikeandlauren.com Check out our blog: http://www.mikeandlauren.com Follow us: http://twitter.com/mikeandlauren
Views: 241706 Mike and Lauren
PCP car finance explained: how to shrink your monthly payments
 
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After a new car on finance and want affordable monthly payments and the option to buy the car? PCP finance could be the answer. Parkers explains how to get cheap car finance with PCP, which splits the cost of a car into a deposit, a series of monthly payments plus an optional final payment – for those who want to buy the car outright at the end of the contract. Don’t forget to LIKE the video and SUBSCRIBE to the Parkers channel if you enjoyed this video, and give us your feedback in the comments section below. Find the week’s best PCP car finance offers, plus PCH leasing offers and the biggest cash new car discounts at the Parkers Deal Watch hub: http://www.parkers.co.uk/cars/advice/buying/deal-watch/ Visit the Parkers car finance calculator to find out how much you can afford to borrow: https://www.parkers.co.uk/car-finance/ Whether you’re after reviews, news, advice or even a new car, Parkers.co.uk is the place to be. Head over to our website now to grab great deal or read one of our latest in-depth car or van reviews. http://www.parkers.co.uk/ Parkers | Trusted car reviews, cars for sale, finance, valuations & advice Parkers Visit Parkers for the UK's most trusted new and used car reviews, expert buying advice, free valuations from your number plate, and cars for sale
Views: 22350 Parkers Cars
Why Americans Are Paying $550/month For New Cars
 
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Why Americans Are Paying $550/month For New Cars Order Everyday Millionaires today! + Order the Book: https://goo.gl/PX8z1j The Chris Hogan Show is also available on: + Apple Podcasts: https://goo.gl/bp1LSN + Google Podcasts: https://goo.gl/GbWCmq Other Resources in This Episode: + Use Our Free Retirement Calculator: https://goo.gl/LS8Nyx + Join Our Private Facebook Community: https://goo.gl/1PFt9t + Find a SmartVestor Pro: https://goo.gl/oVW6na + Attend a Live Event: https://goo.gl/ZuyFnC
Views: 244451 Chris Hogan
Ally Principal Payments
 
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Description
Views: 34316 Ally Auto
Can I Use My Home Equity Credit For Car Payments?
 
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Paul just bought a brand new Ford Escape. He has an incredible credit score over 800, so he was shocked when the car dealer offered an interest rate at 3.9%. Paul also has an empty home equity line of credit with a tax deductible interest rate at 4.25%. Wes helps him find the best payment method. Original air date: July 30, 2017 - Hour 2, Call 2. Wes Moss is the host of MONEY MATTERS – the country’s longest running live call-in, investment and personal finance radio show – on News 95-5FM and AM 750 WSB. You Can Retire Sooner Than You Think, by Wes Moss - Buy it here: http://a.co/4Srbldy These audio clips are recordings from the Money Matters radio show. The provided discussions are general in nature and based on the financial and economic events at the time and/or minimal information disclosed by call-in participants. The responses to questions are not meant to be personalized investment advice. Every person's financial situation is unique and there is no one-size-fits all advice and requires more detailed analysis than what can be conducted for a call-in participant. Any information obtained in the audio should not be accepted as investment advice and should be discussed with a financial professional. Any actions taken should only be done after evaluation and analysis of your specific situation. All investing involves risk including the loss of an investor's principal. No guarantees can be offered that any of the call-in participants were successful or that any information provided assisted the call-in participant in achieving their financial goals.
Record 7 million Americans are 90 days behind on car loan payments
 
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A new report on household debt sounds an alarm about the economy. A record 7 million Americans are at least 90 days behind on their car loan payments. Dean Reynolds has more. Subscribe to the "CBS Evening News" Channel HERE: http://bit.ly/1S7Dhik Watch Full Episodes of the "CBS Evening News" HERE: http://cbsn.ws/23XekKA Watch the latest installment of "On the Road," only on the "CBS Evening News," HERE: http://cbsn.ws/23XwqMH Follow "CBS Evening News" on Instagram: http://bit.ly/1T8icTO Like "CBS Evening News" on Facebook HERE: http://on.fb.me/1KxYobb Follow the "CBS Evening News" on Twitter HERE: http://bit.ly/1O3dTTe Follow the "CBS Evening News" on Google+ HERE: http://bit.ly/1Qs0aam Get your news on the go! Download CBS News mobile apps HERE: http://cbsn.ws/1Xb1WC8 Get new episodes of shows you love across devices the next day, stream local news live, and watch full seasons of CBS fan favorites anytime, anywhere with CBS All Access. Try it free! http://bit.ly/1OQA29B --- The "CBS Evening News" premiered as a half-hour broadcast on Sept. 2, 1963. Check local listings for CBS Evening News broadcast times.
Views: 5474 CBS Evening News
How To Make A Smart Car Purchase
 
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How To Make A Smart Car Purchase Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 377033 The Dave Ramsey Show
4 Ways To Get Lower Car Payments
 
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In this video, I talk to you about 4 ways to get lower car payments. Many people want to lower their car payment or simply pay a lesser amount per month, but they don't know how to do it! This video is geared towards telling you exactly how to do it. There are 4 EASY ways that you get lower car payments, but the easiest 2 methods are putting more money as a down payment on the car or choosing a cheaper car! CONNECT WITH ME: Instagram - https://www.instagram.com/mikechimmy/ SUBSCRIBE TO MY CHANNEL: https://youtube.com/subscription_center?add_user=helpfuldiy FREE DIY ADVICE EBOOK: https://gumroad.com/l/vFujc Disclaimer: Some of the links in this description may be affiliate links. All opinions are my own.
Views: 4872 Helpful DIY
Monthly Payments & Insurance On My Lamborghini Huracan 610-4...
 
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Sorry it took me so long to do this video. I have been really busy lately with my business and real estate endeavors, but I made time to shoot this quick video talking about the actually monthly payment on my latest Lamborghini and the insurance on the Lamborghini Huracan 610-4. Not as bad as you might think! To sign up for our real estate course coming soon go to http://willmotivation.com SUBSCRIBE to Will Motivation WITH NOTIFICATIONS ON! https://www.youtube.com/willmotivation?sub_confirmation=1 Follow us on instagram: https://www.instagram.com/willmotivation/ P.S. We plan on live streaming on Friday nights after 8pm! MUSIC By Mike G. - RaMu - www.blueherringent.com
Views: 831393 Will Motivation
The Hidden Math Behind the Car Payment
 
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Notice! This is not a strategy to force a customer into a car they can't afford. It is an effective strategy to help a customer who CAN AFFORD the payment get over the psychological hurdle of buying into a payment that is probably the highest of their life.Help selling cars, Automotive sales training, car sales training, selling cars, automotive sales people, automotive selling tips, Steve Richards, Used Car Sales, new car sales, sales training, objection handling, closing skills, helping customers buy cars, EasyCare, APCO, best value guarantee, 72 hour exchange program, RedZone Sales Skills, the redzone way, advance car sales skills, theredzoneway, it's impossible to pay too much at some car dealers, It's impossible to buy the wrong car at some car dealers,
Views: 117406 Steve Richards
How to Buy A Car | The 20/4/10 Rule Explained
 
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Get FREE Audiobooks and 2 Audible Originals (and support this channel!) with a 30-day Free Trial of Audible: https://amzn.to/2zEFqhT Learn how to buy a car and much you should spend on a car according to the 20/4/10 rule. Subscribe for weekly finance videos: https://www.youtube.com/channel/UCbsDR27rGCFdDKQVRl_tgEQ?sub_confirmation=1 How much should I spend on a car? This is a question that just about everyone has asked themselves at some point in their lives and today I'm going to go over one of the rules of thumbs when looking at how much to pay for a car. I will explain to you what the 20/4/10 rule is as well as give some of my thoughts on it. The 20/4/10 rule states that whenever you're in the market for a new car you should always put at least 20% down, finance the vehicle for no more than 4 years, and have the total monthly car expenses (including the monthly payment if you have one as well as insurance costs and possibly even gas) add up to no more than 10% of your monthly income. If you enjoyed this video you can check out some of my other videos at the links below! All of my Personal Finance Videos: https://goo.gl/XW5U3k All of my Debt Videos: https://goo.gl/7dfc9N All of my Retirement Videos: https://goo.gl/4ycETj All of my Investing and Stock Market Videos: https://goo.gl/Hcujbh All of my Budgeting Videos: https://goo.gl/VQKAb6 -~-~~-~~~-~~-~- Please watch: "The Budget That Pays You First | Reverse Budget Explained | Budgeting For Beginners" https://www.youtube.com/watch?v=6RmnUXnBc_g -~-~~-~~~-~~-~-
Views: 320487 Next Level Life
I Never Pay Cash for My Luxury Cars - Here's Why
 
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Thank you for watching my video. Please like, subscribe, and share. Follow me on Instagram: @richard_fain_28/ Subscribe - YouTube Channel: www.youtube.com/RichardFain
Views: 128885 Richard Fain
Millions of Americans are behind on their car payments
 
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Economists are concerned that a record 7 million Americans are at least three months behind on their car loan payments. That's even more than in 2010, at the height of the financial crisis. Washington Post economics correspondent Heather Long joins CBSN with more. Subscribe to the CBS News Channel HERE: http://youtube.com/cbsnews Watch CBSN live HERE: http://cbsn.ws/1PlLpZ7 Follow CBS News on Instagram HERE: https://www.instagram.com/cbsnews/ Like CBS News on Facebook HERE: http://facebook.com/cbsnews Follow CBS News on Twitter HERE: http://twitter.com/cbsnews Get the latest news and best in original reporting from CBS News delivered to your inbox. Subscribe to newsletters HERE: http://cbsn.ws/1RqHw7T Get your news on the go! Download CBS News mobile apps HERE: http://cbsn.ws/1Xb1WC8 Get new episodes of shows you love across devices the next day, stream CBSN and local news live, and watch full seasons of CBS fan favorites like Star Trek Discovery anytime, anywhere with CBS All Access. Try it free! http://bit.ly/1OQA29B --- CBSN is the first digital streaming news network that will allow Internet-connected consumers to watch live, anchored news coverage on their connected TV and other devices. At launch, the network is available 24/7 and makes all of the resources of CBS News available directly on digital platforms with live, anchored coverage 15 hours each weekday. CBSN. Always On.
Views: 8917 CBS News
Why You Should never Pay Off An Installment Loan Early
 
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This video is about Why You Should never Pay Off An Installment Loan Early
Views: 21766 Rondi Lambeth
Auto Financing, Car Finance, Buying, Leasing & Online Payments
 
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http://www.directorylending.com/loans/_auto_loan__/ DirectoryLending.com provides links to related to commercial and residential lenders, debt consolidation, mortgage leads, mortgage service, mortgages processing, banks to refinance and more.
Leasing Vs Buying A Car (Pros and Cons) | How to Calculate a Car Lease Payment
 
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Get FREE Audiobooks and 2 Audible Originals (and support this channel!) with a 30-day Free Trial of Audible: https://amzn.to/2zEFqhT Is it better to buy a car or to lease it? Subscribe for weekly finance videos: https://www.youtube.com/channel/UCbsDR27rGCFdDKQVRl_tgEQ?sub_confirmation=1 Obviously, the answer to that question depends partially on your preferences, but in today's video I try to lay out some of the most common pros and cons to leasing and buying cars to help you come to your own conclusion. Today we discuss leasing vs buying a car. If you enjoyed this video you can check out some of my other videos at the links below! All of my Personal Finance Videos: https://goo.gl/XW5U3k All of my Debt Videos: https://goo.gl/7dfc9N All of my Retirement Videos: https://goo.gl/4ycETj All of my Investing and Stock Market Videos: https://goo.gl/Hcujbh All of my Budgeting Videos: https://goo.gl/VQKAb6 -~-~~-~~~-~~-~- Please watch: "The Budget That Pays You First | Reverse Budget Explained | Budgeting For Beginners" https://www.youtube.com/watch?v=6RmnUXnBc_g -~-~~-~~~-~~-~-
Views: 161657 Next Level Life
Bi-Weekly Payments 101
 
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Does paying your car loan bi-weekly save you money? Watch Car Buying 101's Lawrence Alexander show you how to save thousands and how to shorten the time it takes to payoff your vehicle!
Views: 61808 VOB TV
Monthly Payments on 25000 Car Loan - 100% Approval Car Loans
 
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Get car loan for 25000 now. Get benefits of our affordable monthly payment 25000 car loan to save on interest. https://www.getcarloanswithbadcredit.com/25000-car-loan-payments.php Apply with Our Free Quote and Pick Best Options for 25000 dollar bad credit car loan.
How to Lower Your Car Payments By Refinancing Your Auto Loan   2 Minute Finance
 
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Auto Loan Advice : How to Get Rid of Car Payments
 
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Ways to get rid of a car payment include refinancing a high interest rate car loan at a lower rate or borrowing money from a friend or family member to pay off the debt. Knock out high monthly car payments by obtaining a second mortgage and rolling the car note into it with tips from a credit repair specialist in this free video on auto loans. Expert: Adriel Torres Contact: ultimatecredittoday.com Bio: Adriel Torres has been in the mortgage business for over a decade. He has owned two mortgage companies and is a licensed mortgage broker. Filmmaker: Christopher Rokosz
Views: 15674 expertvillage
Chevrolet Camaro 2SS Monthly Car Payments | FULLY LOADED
 
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How Much Does a Camaro SS Cost You A Month? Find out here as I break down my GM Financial process and how I got Zero Percent Interest and Full Amount Financed! Do you want to know how much I pay for insurance? Check out this video here: https://youtu.be/-X6z1NjmSb8 ➤ DONT FORGET LIKE, COMMENT AND SHARE THIS VIDEO ➤ DONT FORGET TO SUBSCRIBE: https://www.youtube.com/channel/UCPo4W__Z_qgcY1XDNMn3zbA?sub_confirmation=1 ➤ FOLLOW ME ON INSTAGRAM: https://www.instagram.com/4secnds6gen/ ➤ IF YOU LIKE THE MUSIC: http://www.youtube.com/user/CHUKImusic Instrumental produced by Chuki. #4Secnds6Gen #HowMuchCamarosCost #MonthlyCamaroPayments
Views: 3463 4SECNDS6GEN
Calculating Monthly Payments
 
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http://www.gdawgenterprises.com This program shows how to use a formula to calculate monthly payments on large, loan installment assets such as houses and cars. After using the formula to calculate a car payment, writing a program on the TI84 series is demonstrated to avoid errors in calculation and to save time. The program is then used to show the monthly payments for a home purchase. One other example is given buying a computer system on a 14 month loan. The background music comes from who is probably my favorite guitarist, Antoine Dufour, Canadian artist. The piece is titled Reality.
Views: 29236 gdawgrapper
Over 1,000,000 US Consumers Behind On Car Loan Payments
 
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RTD News keeps you up to date on what's happening around the globe. Thanks for watching this important update, "Over 1,000,000 US Consumers Behind On Car Loan Payments". Download instantly a copy of the new eBook, "5 Reasons To Hold Prescious Metals Before the Next Recession", to find out how to protect yourself before the next market crash. http://bit.ly/5ReasonsEbook Subscribe and share the RTD news updates so others can hear and learn... Click below to get the news articles mentioned in this update: https://www.rethinkingthedollar.com/over-1000000-us-consumers-behind-on-car-loan-payments/ Connect with Rethinking the Dollar on Steemit, Facebook & Twitter for more articles here: Steemit - https://steemit.com/@rtd Twitter - https://twitter.com/RethinkinDollar Facebook - https://www.facebook.com/rtdworldnews If you would like to support Rethinking the Dollar channel please consider donating the cost of 4 grams of silver ($2) or more here: http://www.rethinkingthedollar.com/donate/ *********** RTD UNIVERSITY *********** A new monetary paradigm starts by visiting the RTD University website. Choose from over 30+ hours of monetary and financial interviews from experts that will help you think beyond the pending dollar demise - http://bit.ly/RTD_University DISCLAIMER: The financial and political opinions expressed in this interview are those of the guest and not necessarily of "Rethinking the Dollar". Opinions expressed in this video should not be relied on for making investment decisions and do not constitute personalized investment advice. The information shared is for the sole purpose of education.
Views: 3552 Rethinking the Dollar
Upside Down In Car Loan - I Need Advice
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 297613 The Dave Ramsey Show
How Much Car Is Too Much?
 
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How Much Car Is Too Much? Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 267043 The Dave Ramsey Show
Car Loan Balloon Payments
 
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Learn about the benefits of having a balloon payment on your car loan and see whether it is best for your situation. 1800 Approved Finance Solutions 33 Ereton Dr. Arundel, QLD 4214 1800277768 http://www.1800approved.com.au/
Keeping car loan payments low may (or may not) payoff in the long run
 
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John Matarese is On Your Side with a look at the ups and downs of taking lower car payments when financing your auto purchase. ◂ Don't Waste Your Money with John Matarese. John Matarese shows why you could be wasting a lot of money. Don't Waste Your Money News, DWYM, Recalls, Deals, Coupons, Tips, Consumer News, Business News
How much will your car loan payments be? (Financial Calculator HP 10bii)
 
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Learn how much your automobile loan payments will be in this example when looking to finance a car. Please like & subscribe to be updated of future videos. If you want to learn this (and a whole lot more) for yourself, check out information on my next class at http://www.buddybroome.com or on facebook @buddybroomeINVEST auto finance car finance new car debt financial freedom financial calculator © 2016 Prosabund, LLC All rights reserved The information in this presentation is provided for general information and educational purposes only and is not intended and should not be relied on as financial, accounting, tax, or legal advice or services. Please consult a financial, tax or legal professional regarding your personal situation before taking any action.
Views: 681 Buddy Broome
BENEFITS OF BI-WEEKLY PAYMENTS EXPLAINED: The FACTS
 
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Register for a free consultation to get help with your debt - http://bit.ly/2fEJWjv _______________________________________________________________________________ Bi-weekly payments are often confusing and UNDERRATED. Learn the TRUTH about how these payments work and how they can shave off YEARS from your loans by simply taking one step! Bi-Weekly Calculators: I meant to suggest 'READY FOR ZERO' NOT 'BANKRATE'. Bankrate are best for mortgage payments. All links are below. https://www.readyforzero.com/biweekly-calculator http://www.bankrate.com/calculators/mortgages/bi-weekly-mortgage-calculator.aspx _________________________________________________________________________________ ______________ My Social Hangouts: Instagram: @just_beryl (https://www.instagram.com/just_beryl/) and @fftrut (https://www.instagram.com/fftrut/) Facebook: https://www.facebook.com/achatub.oduor Twitter: @freedomftrut (https://twitter.com/freedomftrut) Free Consultation: http://bit.ly/2fEJWjv _______________________________________________________________________________
Views: 46023 Freedom From The Rut
Calculating Car Loan Payments
 
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This video shows how to use the Car Loan calculator tool in CFO to calculator car loan payments.
What Happens If  You Stop Making Payments?
 
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Mesa Bankruptcy attorney Clint Smith talks about the repricutions of not continuing to make payments on your credit cards, car loan, etc...For more information or a Free consultation call 480-807-9300
Views: 13930 Clint W. Smith
TOP 10 TIPS - BEAT the CAR DEALER FINANCE OFFICE -Best "How to" Auto F&I and Vehicle Loan Advice
 
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SUBSCRIBE HERE!! https://www.youtube.com/user/kevinhunter7 THANK US WITH A TIP! https://www.paypal.me/consumeradvice How does a car dealer rip you off? How do you buy a car from a dealer with cash, with no credit, with bad credit, with your own bank financing, or with dealer financing. You need to know how to buy a car from a dealership. In this series, you'll get the best car buying tips anywhere. #UsedCar #car #carbuying CATEGORIES: car, truck, suv, auto, used cars, autos, mechanic, automobile, vehicle, dealer, automotive news, auto shop, warranty, loans. Car buyers wonder "How do I buy a car and not get ripped off?" Beating the finance man at the dealership is a big part of it. From the Author of "13 Car Buying Mistakes" and "Car Scam of the Decade," Kevin Hunter presents these ten tips for beating the car dealership finance office. Has the Dealer Finance Manager ever ripped you off? Car Dealers have a right to make a profit, but do they have a right to lie to you? From the author of "13 Car Buying Mistakes," here are the "10 BEST Auto Finance tips" if you are buying a car! Want to know how you beat the Car Dealership Finance Man? This MUST WATCH video for Car Buyers is the advice you've been waiting for on how to survive the finance office at a car dealer. Kevin Hunter lays out the products, strategies, and tricks the finance officers pull every day on unsuspecting car buyers, and many of them get away with what they do. You don't have to be one of the people they succeed in deceiving. The F&I Manager, finance man, loan officer, business manager, or whatever the car dealer wants to call him or her... just remember this is the most skilled salesperson the dealership employs. They make more money than any other person in the dealership for a very good reason. They are sharks, and they are NOT looking out for you. They are looking out for themselves and the interests of their dealership. When they "shop" your car deal to many different banks, they are looking for the bank that allows them to pack the most product into your car deal. When you start seeing bank names like Santander, Capital One, Chase, Wells Fargo, Space Coast Credit Union, Regional Acceptance Corporation, Ally... just to name a few, you know you're sitting in a car dealers finance office. Kevin Hunter covers everything from extended warranties, GAP insurance, theft protection... otherwise known as window etching, paint sealers, carpet and fabric protection. All the details on HOW TO BUY A CAR, TRUCK, or SUV. This video was published to help you discover how you can save time and money on your next new or used car purchase by doing your homework first, and then going car shopping as an informed buyer. We are more than amused by a few of the car salespeople or car dealers who contact us and state that we are making a 'small problem' sound far worse than it is. We know there are honest people in the car business, and we receive positive comments from many of them, but it's definitely a buyer beware world out on the car lot! For all of you car buyers who are well steeped in reality, if you watched the video "Confessions of a car dealers backroom" you understand why you need to see this video. By understanding what mistakes to avoid, you'll not only become a smarter car buyer, but you'll also better understand what not to tell a car dealer when buying a car. It's true that you can play all your cards up front with an honest dealer, but unfortunately, they represent the minority of dealer owners (truly transparent and honest dealers make up about 40% of all dealers), and you are unlikely to know the difference until it's far too late. Be smart, do your homework, and you'll come home with a car deal that's good for you and the dealer. After all, that's what fairness is all about. We encourage you to be fair and honest. As a car shopper, live up to your end of the bargain, because it works both ways. Respect the dealers right to make money in your quest to get a fair and honest car deal, proving to them you're an honest person too. It's this kind of attitude by car dealers and consumers alike that will change the car business. We wish you the best!
Views: 1200434 Kevin Hunter
How Cars Keep You BROKE! (The Truth)
 
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In this video I explain exactly how cars keep you broke! I explain why cars are so highly regarded in our society. I also explain how much car manufacturers are spending on advertising and marketing to try and get you to buy a new car more often than you really need. We then discuss the three ways that cars are keeping you poor. At the end of the video I show you exactly how your car payment is keeping you from becoming very wealthy over time. Be sure to watch the whole video so you fully understand the numbers! My PRIVATE Stock Market Membership Group: http://bit.ly/TheInformedInvestor1 -------------- FOLLOW ME ON INSTAGRAM 📷 😀 https://www.instagram.com/whiteboardfinance/ -------------- AUDIBLE - Get 2 Free Audiobooks! 📚 https://amzn.to/2EEGhkC -------------- Instrumental Produced By Chuki: http://www.youtube.com/user/CHUKImusic ABOUT ME 👇 My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur. This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience. Subscribe if you are interested in: - #PersonalFinance - #StockMarketInvesting - #RealEstateInvesting - #Entrepreneurship DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
Top 5 Hidden Costs That Can Impact Car Payments - CARAFX
 
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If you are budgeting to buy a car, this week’s CARFAX Friday Video will show you five costs that you should factor into your budget. Some of these costs are on top of the purchase price, and a couple are annual expenses. Transcription Think the price on the window of that car is what you’ll pay? Think again. There are 5 hidden costs that can add hundreds of dollars to that sticker price. Hidden Cost #1: State and Local Taxes Only three states don’t tax a car purchase — so unless you live in one of those, plan on adding 4 to 7 percent onto the purchase price of the car. Hidden Cost #2: State Motorized Vehicle Fees Tags, title, and registration fees are needed to get you legally on the road and should be added to your budget. Hidden Cost #3: Dealer Fees Dealers charge fees to prep your car, process the paperwork, and set up your financing for your car loan. Yep, it adds up – plan to add a few hundred dollars to your budget. Hidden Cost #4: State and Local Property Tax Count on this one every year – it’s a good one to permanently attach to your annual car budget. And Hidden Cost #5: Auto Insurance The newer the car the more the insurance cost — the sportier the car the more the insurance cost. And if you take out a loan be sure to ask your lender for the insurance coverage requirements. Then, talk to an agent to get the bottom line costs to add to your budget. Wrap Up Be sure to calculate these top 5 hidden costs into your budget before you make your purchase and save yourself 5 unwanted headaches. More Financial Advice on Buying Cars: http://www.carfax.com/blog/video/financing-a-car-avoidances http://www.carfax.com/blog/video/considerations-when-buying-a-car http://www.carfax.com/blog/video/getting-great-used-car-loans/ http://www.carfax.com/blog/video/extended-car-warranty/
Views: 3539 CARFAX
Car Sales : How to Sell a Car That Still Has Payments
 
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If a car still has payments, it's important to contact the lender to let them know that the vehicle is going to be traded in. Learn about using monthly payment money as a down payment with help from a senior car salesman in this free video on selling a car that has payments. Expert: Keith McCahan Contact: capitalofwilmington.com Bio: Keith McCahan is a senior salesman at Capital Ford Lincoln Mercury in Wilmington, N.C. He has worked with this organization for over 15 years, and has logged over 28 in the car sales business. Filmmaker: Rendered Communications
Views: 13171 eHow
What is Your Car Payment REALLY Costing You?
 
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Get FREE Audiobooks and 2 Audible Originals (and support this channel!) with a 30-day Free Trial of Audible: https://amzn.to/2zEFqhT Subscribe for weekly finance videos: https://www.youtube.com/channel/UCbsDR27rGCFdDKQVRl_tgEQ?sub_confirmation=1 What is Your Car Payment REALLY Costing You? Debt is probably the second biggest reason why most of us don’t retire wealthy (for the record the biggest reason is that we don’t invest for retirement in the first place). The average monthly car payment in America is $497, but would you believe me if I said that your car payment alone is costing you over a million dollars? Well in this video I will be covering that very claim and talking about the true cost of debt. If you enjoyed this video you can check out some of my other videos at the links below! All of my Personal Finance/Investing videos: https://goo.gl/XW5U3k All of my Book Summaries: goo.gl/xmWeaD All of my Social Skills videos: https://goo.gl/N6ikxe All of my Health Related videos: https://goo.gl/hjQ1j9 All of my Productivity videos: https://goo.gl/WguoFs -~-~~-~~~-~~-~- Please watch: "The Budget That Pays You First | Reverse Budget Explained | Budgeting For Beginners" https://www.youtube.com/watch?v=6RmnUXnBc_g -~-~~-~~~-~~-~-
Views: 40223 Next Level Life
How Cars Keep You POOR!
 
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SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Cars have become an integral part of American society. While it can feel like buying a new car is granting you new freedom, buying a new car is more likely to take away your freedom and security. Welcome to the first episode of Two Cents • PBS! If you like this video, make sure to subscribe to our new channel! We'll be publishing new videos to this page every week. Two Cents on FB: https://www.facebook.com/TwoCentsPBS/ Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews & Julia Lorenz-Olson Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM SOURCES: http://gizmodo.com/589.../what-exactly-is-that-new-car-smell http://www.nielsen.com/.../saving-spending-and-living... http://press.ihs.com/.../slower-not-lower-ihs-automotive... http://www.marketwatch.com/.../most-americans-are-one... http://www.mckinsey.com/.../america-the-frugal-us... http://www.offthegridnews.com/.../you-wont-believe-how.../ http://www.carfax.com/.../what-to-consider/car-depreciation http://www.autoalliance.org/.../safety-advances-increase...
Views: 1122173 Two Cents
Is money down on a car deal a SCAM? How dealers turn your cash into PROFIT!
 
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Most Car dealers want you to put money down when financing is involved. Is that a scam? It could be. Here's what to look for when you are putting money down on your next car purchase. SUBSCRIBE and help me reach 100,000 subscribers! http://subchevydude.com Enter to win My apple Watch. Now thru 11/30/18 Enter HERE: http://chevydude.news/apple-watch-giveaway A MAJOR NEW YOUTUBE FEATURE! ⇒ Become a channel member for exclusive features! Check it out here: http://chevydude.news/channel-membership If you want to see more videos like this make sure to click the like button and leave a comment. Got a vlog Idea? Tell me here: http://chevydude.news/vlogidea Get your Chevy Dude Merch: http://bit.ly/chevydudemerch Support my channel when shopping at Amazon. http://bit.ly/chevydudeamazon Follow me on all my Social Media Outlets for different content. www.FollowMikeDavenport.com SEND ME MAIL for a shout out in my next video!! Chevy Dude P.O. Box 99272 Louisville, Ky. 40269 You can contact me for sales related inquiries at ChevyDude.com This link is for SEO reasons. https://docs.google.com/document/d/1KQUavq6w5FdYyaeMB0RX54tseyiy8JEod0hPfvcdyX8/edit?usp=sharing
Views: 441705 Chevy Dude
Recession looms as subprime borrowers default loans
 
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A record 7 million Americans have stopped making car loan payments. Rick Sanchez reports on this supreme example of the continuing plight of American working people, who have by and large been left behind by Wall Street’s recovery from the brutal 2007-2008 financial crisis. Economists warn that the next recession to impact the US may be even more disastrous. What happens to these people if the next one hits? Economist and co-founder of Democracy at Work Prof. Richard Wolff joins Rick Sanchez to weigh in. He discusses the “very, very painful” circumstances of those facing unemployment, dwindling savings, and a deteriorating quality of life for American workers. #NewsWithRickSanchez #QuestionMore #RTAmerica Find RT America in your area: http://rt.com/where-to-watch/ Or watch us online: http://rt.com/on-air/rt-america-air/ Like us on Facebook http://www.facebook.com/RTAmerica Follow us on Twitter http://twitter.com/RT_America
Views: 247278 RT America
How to Lower Your Car Payments By Refinancing Your Auto Loan - 2 Minute Finance
 
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***Visit our website for more 2 minute financial tips: http://www.2minutefinance.com*** Stuck in an auto loan you can't afford? Do you really want to keep your car but the monthly payments are too high? Refinancing your auto loan may be an option. Check out this 2 minute video to learn all about refinancing your auto loan and some tips you need to know before you do it. For more information on auto loans or on other financial topics, visit our website: http://www.2minutefinance.com. Also, find us on Facebook (Facebook.com/2MinuteFinance) and Twitter (@2MinuteFinance).
Views: 20907 2minutefinance
Monthly Payments On My Lamborghini...
 
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Ever wondered what the monthly payments were on a lambo? Or if it makes sense to finance or lease or even potentially pay cash? In this video I break down how much it costs me and how I payed for my lamborghini. Watch the video and let me know what you think. INSTAGRAM GROWTH - http://alegacymarketing.com/get-started/ COURSE - http://realestatesuccess.com/mastery Private Facebook Group for Millennial Real Estate Entrepreneurs - https://www.facebook.com/groups/169446267024921/ FACEBOOK: https://www.facebook.com/azaback INSTAGRAM: https://www.instagram.com/austinzaback/ I enjoy motivating people and guiding them to success! SO CONNECT WITH ME! Top 10 books that made me successful - How to Win Friends and Influence People - http://amzn.to/2E8kdxd - Think and Grow Rich - http://amzn.to/2GgWRX5 - Awaken the Giant Within - http://amzn.to/2Dyrl57 - The Magic of Thinking Big - http://amzn.to/2DFK16f - The 7 Habits of Highly Effective People - http://amzn.to/2Gi9Wzq - The Compound Effect - http://amzn.to/2E8hh3J - The Law of Success - http://amzn.to/2DH9n3w - The ABC’s of Success - http://amzn.to/2Dwo6uJ - The 10X Rule - http://amzn.to/2DwZXo4 - The Four Hour Work Week - http://amzn.to/2DLXedT Comment below what you'd like to see on the next VLOG! THANKS FOR WATCHING! ✌️
Views: 2476 Austin Zaback
7 million Americans are more than 3 months behind on car payments
 
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Borrowers are behind in their auto loan payments in numbers not seen since delinquencies peaked at the end of 2010, according to the Federal Reserve Bank of New York.
Views: 454 WGN News
Car Loan for 30000 - Pay Less Monthly Payments on 30000 Car Loan
 
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Looking for a right place where you can pay 30000 car loan per month? Do not worry you can apply with our FREE quotes to reduce monthly installments. Visit, https://www.getcarloanswithbadcredit.com/30000-car-loan-payment.php Apply, https://www.getcarloanswithbadcredit.com/apply-now.php
Making Payments on Your Car Loan - FederalAutoLoan.com
 
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FederalAutoLoan.com Making Payments on Your Car Loan Once you've made the commitment to a car loan, you're legally bound to make a set number of payments, for a specific amount, at an agreed upon interest rate, for the term of the loan. Seems pretty obvious and most car buyers are perfectly prepared to meet these obligations in order to own a car. The stress on your budget from month to month may seem like you'll never have that car loan paid off. But, failing to make your payments can make life truly unbearable. First, make the right decision on a car loan. If you think you can own a $50,000 car with only $25,000 dollars to spend just because you can spread the payments out over 84 months, think again. Will you have the same income five years into that seven year loan? Will your car be accident free over that seven years? And, do you really want to pay all that interest over that seven year loan? The risks to a long term loan are pretty big and you should be thinking in terms of three or four years on a car loan and be mindful of your budget when you pick out a new car. Your credit rating is the first casualty when you start missing payments. If your finances are in chaos, make sure you have your priorities straight and meet your payments. You may have to forgo some luxuries, and it's important you think hard on what those luxuries are, to keep up the payments. Your lender may allow you to split your monthly payments into two payments. This can allow you some breathing room if your bi-monthly payments sync up with your monthly paychecks. Refinancing may be an alternative. Your lender may be willing to renegotiate your car loan to a longer term. While you'll be making smaller monthly payments, you'll be doing it for a longer period of time and paying more in interest. As noted before, there are a number of risks associated with a long-term car loan. But, it beats having your car repossessed, which will seriously damage your credit rating. Your financial life has it's ups and downs -- it's only natural. The point is not to panic if your financial woes interfere with you ability to meet the obligations of your car loan. Keep a cool head and look at the things you can live without -- then look a little deeper. Cutting back on nonessential items in your life can mean hanging onto your car and keeping your credit rating healthy.
Views: 137 FederalAutoLoan
Money Troubles - $70,000 In Car Loans, Making $40,000 A Year
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 298984 The Dave Ramsey Show
Getting a New Car Loan with Low Monthly Payments
 
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Low monthly payments are pre-requisite for a great auto loan program. Don't spend your precious time in searching for affordable payments. Apply with https://www.rapidcarloans.net/index.php#FreeQuote to get the most affordable auto loan rates and low payment schedule. Credit score is not the only factor considered for approval. So, apply without any tension. There might be situations where you would not have adequate funds to buy your dream machine. There are auto loans available to every individual and this is a wise option to consider. So how do you repay your new auto loan? The lender might give you several ways to repay the loan amount in terms of monthly payments. I have tried to explain the concepts involved in amortization and the process through which you will get a new car loan with low monthly payments. Introduction to new car loan: On getting the car loan approval, the borrower is expected to start repaying the loan payments every month. The dates will be fixed before which the monthly payment amount should be paid for the new car loan that was taken. This amount will include both the principal and interest amount to be repaid. A variable payment plan will help the individual to pay higher amounts at his discretion. Process to get new car loan with low monthly payments: It is important to do the ground work in an efficient manner. The internet era has made the entire world a global village. Almost any information can be found online and the individual need not step out of the house in search of information. There are several websites giving plentiful information about the various lenders and their auto loan products. This kind of information will include 1. Auto loan features and their benefits 2. Various fees and charges applicable for the product 3. Customer reviews on these products 4. Comparison of similar products and features from various lenders 5. Amortization calculators to check how much you should repay 6. Apply online to obtain free quotes from multiple vendors This gives a better hand to choose the best of products according to the individual requirements. The calculators are one of the best tools to find out the exact amount of money that you would require and to know how much you would spend on interests. The next step is to apply by filling out online applications done at free of cost. The individuals will get a prompt response in less than 30 minutes of time. By this way, comparison of features and interest rates becomes very easy for the borrower and he will be in a better position to take a decision. Deciding upon the best product, it is now time to pick up the top 3 lenders and start the negotiation with them. Mostly the interest rates would be negotiable depending on the financial background. Negotiation becomes very easy if you have some amount of money as upfront payment. Healthy credit scores will help you to grab the best of loans available at lower interest rates where the borrower can finalize the deal. It is very important to be careful while doing the paperwork so as to reduce future risks. Rapidcarloans.net believes in making car loans easy for Americans. It offers lower monthly payment and great rates on car loans. Apply now for a free car loan quote! The company provides guaranteed approval on new car loans in all the states : California, New York, New Jersey, Illinois, Texas, Pennsylvania, Arizona, Michigan, Indiana, Florida, Massachusetts, Ohio, Tennessee, Maryland, North Carolina, Wisconsin, Colorado, Washington, Missouri, Oklahoma, Oregon, Rhode Island, Nevada, Alabama, Alaska, Arkansas, Connecticut, Delaware, Georgia, Hawaii, Idaho, Iowa, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nebraska, New Hampshire, New Mexico, North Dakota, South Carolina, South Dakota, Utah, Vermont, Virginia, West Virginia & Wyoming. The company provides instant approval process in cities : Seattle, San Antonio, Cincinnati, Chicago, Memphis, Dallas, San Diego, Milwaukee, Detroit, Baltimore, Charlotte, Phoenix, Fort Worth, Atlanta, Brooklyn, Nashville, Colorado Springs, San Jose, Denver, Omaha, Bronx, Oakland, Kenosha, Aurora, Nashua, Vancouver, Norwalk, Colonia, Staten Island, Kapolei, McMinnville, Elizabeth, New Orleans, Indianapolis, Jacksonville, Tacoma, Philadelphia, Houston, Kansas City, Killeen, Chula Vista, Oklahoma City, Tampa, Virginia Beach, Pittsburgh, Oakland, Wichita, Newark, Kent, Portland and many other cities of the United States.