Search results “Cash and money market accounts”
Money Markets Vs  CD's for investing
Money Markets and CD's are both good choices when it comes to saving money because both options are going to offer you better interest rates compared to your basic savings and checking accounts. Having said that, each one is better suited for certain situations and you need to make sure you choose the right option for you. Make sure to join the conversation below by commenting with your thoughts and suggestions. Also make sure to subscribe so we can grow this community even larger!
Money Market Accounts As An Investment - How It Works, Pros And Cons
Money market accounts are offered by banks and credit unions and are very similar to deposits and savings accounts. However, they provide investors with higher interest rates, therefore you can generate higher yields. Money market account as an investment - how it works, how to manage it and what are its pros and cons. Read the full article on: https://infoforinvestors.com/money-market-accounts
Views: 1633 The Smart Investor
Money Market Funds: High Yield, Safe Cash Investments
Money market funds beat most high yield savings accounts in terms of interest. How do they do it? We'll explain what is a money market fund, the benefits of investing in them for your cash position, as well as some potential risks to consider. Subscribe here for more content: http://bit.ly/SubscribeMichaelJay Navigation: 00:00 Introduction 00:20 How Warren Buffett invests his cash holdings 01:07 Vanguard Federal Money Market Fund (VMFXX) 01:58 Key differences between money market funds and bank accounts 03:09 How money market funds are invested 03:49 What are repurchase agreements? 04:46 Other notes on VMFXX 05:09 Vanguard Prime Money Market Fund (VMMXX) – where I park my investment cash 06:31 SEC money market reform – liquidity fees & gates 07:04 Liquidity fees – how much and when? 07:39 Gates and withdrawal suspension 08:27 Benefit of money market funds during rising rates 09:20 What are your thoughts? Private investing group: http://bit.ly/MichaelsInvestingMembershipGroup (Investing resources) Private email list: http://bit.ly/MichaelJayEmailList (Future discounts) OTHER CONTENT YOU MAY ENJOY BELOW // Value Stocks I'm Watching Series In this series, we will be focusing on value stocks that appear to offer significant upside for long term investors. https://www.youtube.com/watch?v=xuujRm10u-Q&list=PLNtmr_AnnWdxrbFd9ODrTOn8ie-3hBldP&index=1 // Stock Analysis Series In this series, we will analyze individual stocks so you can understand the business, risks, and value with investing in these companies. https://www.youtube.com/playlist?list=PLNtmr_AnnWdxIDK13PUiv2gqbfvnabqQp // My Public Stock Portfolio Series In this series, I grow my Robinhood investment account from $10 to $10,000, build a portfolio of value stocks, and document the entire process for you to see! https://www.youtube.com/watch?v=0hAjDu8NZn4&list=PLNtmr_AnnWdyATMMH5B-MAFWqicUb5zFj&index=1 DISCLAIMER: This video is a resource for educational and general informational purposes and does not constitute actual financial advice. No one should make any investment decision without first consulting his or her own financial advisor and/or conducting his or her own research and due diligence. There is no guarantee or other promise as to any results that may be obtained from using this content. Investing of any kind involves risk and your investments may lose value. CREDITS Outro: https://soundcloud.com/kevatta/vibin-kevatta-x-saib Saib: https://soundcloud.com/saib_eats Kevatta: https://soundcloud.com/kevatta This video: https://youtu.be/ZQYhUwFx7fQ This channel: http://bit.ly/MichaelJayInvesting Michael Jay - Value Investing
Play It Safe With Money Market Funds? - Ask a Fool
Our Ask a Fool segment is YOUR chance to get a Fool's perspective on your investing questions. Got a question for us? Ask away! Send us an email at [email protected], or leave your question in the comments below. Fool on! Motley Fool Stock Advisor analyst Jim Mueller takes a question posted by a Fool reader on a Stock Advisor discussion board: "I have some money which I'll need to use in 8-14 months. The standard advice (e.g., from Vanguard) is to put all of this into a money market fund immediately, but those pay really low rates. I know this is the safest thing, but I'm curious what a Fool would do?"
Views: 6435 The Motley Fool
Money Minute - When to Open a Money Market Account
Our personal finance experts tell you when it's best to consider opening a Money Market savings account. What would you like our experts to talk about next time? Comment below. Subscribe to the Navy Federal channel: https://www.youtube.com/subscription_center?add_user=navyfederal Connect with Navy Federal online Website: http://navyfederal.org Facebook: http://fb.com/navyfederal Twitter: http://twitter.com/navyfederal Instagram: http://instagram.com/navyfederal Google+: https://plus.google.com/+NavyFederal YouTube: https://youtube.com/user/navyfederal
Views: 4194 Navy Federal
Money Market Funds
The basics of money market funds
Views: 43862 Khan Academy
Here’s How It Works: Money Market Accounts
With above-average interest rates and the ability to write occasional checks, money market accounts offer a versatile way to save. Here’s how it works… About Synchrony: Synchrony believes ambitions live everywhere. That’s why we partner with over 350,000 locations across the U.S to provide the payment tools and technologies, promotional financing and retail insights to help businesses and customers thrive. We give people the buying power they need to help put ambitions in reach, so everyone can achieve what they’re working forward to now, and for the future. Connect with Synchrony: Visit Synchrony WEBSITE: www.synchrony.com Like Synchrony on FACEBOOK: https://www.facebook.com/SynchronyFinancial/ Follow Synchrony on TWITTER: https://twitter.com/synchrony Follow Synchrony on INSTAGRAM: https://www.instagram.com/synchrony/ Follow Synchrony on LINKEDIN: https://www.linkedin.com/company/synchrony-financial
Views: 6163762 Synchrony
Bond Basics 1: What is a Money Market Fund?
Should you choose a money market fund or a bond fund? Or perhaps dividend-paying stocks? Learn how each of these differ in this episode. Visit http://www.FinancingLife.org for the transcript and learn what every investor should know about bonds and fixed-income securities. Don't forget to LIKE, COMMENT, and SUBSCRIBE for more videos like this! http://www.youtube.com/subscription_center?add_user=FinancingLife101 SUBSCRIBE TO OUR EMAIL LIST! http://financinglife.org/subscribing/ ABOUT US: We're a not-for-profit educational site to help YOU find and understand time-proven investing wisdom and to build an all-weather portfolio. This common sense investing philosophy is also known as the Bogleheads Investment Philosophy, endearingly named in honor of John C. Bogle, the champion of common sense investing.
Views: 39079 FinancingLife101
What is MONEY MARKET ACCOUNT? What does MONEY MARKET ACCOUNT mean? MONEY MARKET ACCOUNT meaning - MONEY MARKET ACCOUNT definition - MONEY MARKET ACCOUNT explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. SUBSCRIBE to our Google Earth flights channel - https://www.youtube.com/channel/UC6UuCPh7GrXznZi0Hz2YQnQ A money market account (MMA) or money market deposit account (MMDA) is a deposit account that pays interest based on current interest rates in the money markets. The interest rates paid are generally higher than those of savings accounts and transaction accounts; however, some banks will require higher minimum balances in money market accounts to avoid monthly fees and to earn interest. Money market accounts should not be confused with money market funds, which are mutual funds that invest in money market securities. In the United States, deposit holders are permitted to write checks and use debit cards to withdraw funds from money market accounts on demand. However, for regulatory purposes, the accounts are regulated as savings accounts under Regulation D (FRB). Customers are permitted to make 6 withdrawals per month (excluding cash withdrawals from automated teller machines) and violations will result in service charges of approximately $10 per transaction and possible closure of the account. The Depository Institutions Deregulation and Monetary Control Act of 1980 set in motion a series of steps designed to phase in the deregulation of bank deposits, permitting a wider variety of account types and eventually eliminating interest ceilings on deposits. By the subsequent Garn–St. Germain Depository Institutions Act of 1982, on December 14, 1982, money market accounts were authorized with a minimum balance of no less than $2,500, no interest ceiling, and no minimum maturity, allowing up to six transfers out of the account per month (no more than three by check) and unlimited withdrawals by mail, messenger, or in person. Minimum denominations were eliminated on January 1, 1986, and the limitation that no more than three of the maximum six monthly outward transfers could be by check was eliminated on May 3, 1988.
Views: 1961 The Audiopedia
Wealthy People Dont Use Banks | Cash Equivalents
http://ojc.myecon.net/opportunity-video/ Call/Text: 678-837-5863 Email: [email protected] Why wealthy people do not use banks to create their wealth. There are several investment options in the financial industry with varying degrees of risk versus reward. Many people believe the bank is the first place to go should you want to save your money and start investing and create wealth. I am going to explain to you why the bank is the last place the wealthy go to invest their money. Banks are in abundance all over the country and chances are great that you have an account their. Banks offer one form of investments which are known as cash equivalents. Cash equivalents come in the form of checking and savings accounts, certificates of deposits also known as CD’s, money market funds, savings bonds and treasury bills. A cash equivalent offers a low risk, low return profile. They are the most liquid assets that you can invest in and are convertible into cash. Savings accounts, money market holdings, certificates of deposits, short-term government bonds or Treasury bills are all considered cash equivalents. Join/Learn More: http://otiscollier.myecon.net/opportunity-presentation.php June Collier Corporate Network Marketer 678-837-JUNE (5863) Call me... I answer! http://ojc.myecon.net/join-now
Views: 1141098 June Collier
Capital One 360 Review | Get $25 | Checking, Savings & Money Market Accounts
This is a Capital One 360 Review. I keep all of my sinking funds in capital One 360!! Don't forget to sign up and get $25 from Capital One 360 + Your own referral link! #CapitalOne360 #electronicsinkingfunds #savingmoney Thanks for watching 💋 ⭐️Capital One Referral Link: https://captl1.co/2vl5I5V Open a new 360 Checking, 360 Savings or 360 Money Market account with an initial deposit of at least $250 and get $25 from Capital One, plus Capital One has 1.75% interest rate for money market accounts!! More FREE money!! S U B S C R I B E - it won't cost you a penny Thank you so much for taking time to watch our videos. I am a mom and Army wife spreading the word about debt freedom and documenting our journey. I want the world to know that it is possible to live debt free. If you enjoyed this video, be sure to THUMBS UP, SUBSCRIBE, and SHARE!!! ✭Wondering how much we owed? Check out our Debt Reveal! https://youtu.be/ca4LdE62krI ✭Want to know more about us? Check out our Interracial Couples TAG!! https://youtu.be/_vc9YMyzT5M ✭Follow us on instagram @Slaythisdebt ✭Don't forget to subscribe! Music Credit Bensound
Views: 8273 Slay This Debt
The Pros and Cons of Money Market Account (MMA)
Many people wonder what to do with the money they have put aside: Invest it or keep on saving it? However - you can always do both by putting the extra cash into a money market account (MMA). In this short video, we explain the advantages and disadvantages of investing in money market account (MMA): Read our full article: https://infoforinvestors.com/money-market-accounts
Views: 35 The Smart Investor
Money Market Accounts: Worth it or not?
We often hear the words "money market accounts" floating around. These words are usually shrouded in a mysterious cloud of financial lingo; but the truth is, a money market account could be the right way to go for you. With 60 seconds on the clock, we tackle the acronym MMA (and the subsequent acronyms MMDA & MMMF) to expose the pros and cons of putting your money into one. Do you have any experience investing in money market accounts? Let us know your thoughts in the comments.
Views: 677 Kasasa
Highest Interest Rates, Money Market Savings FDIC Insured (2.3% December 2018)
December 2018 update: competitive banks are paying 2.25+% interest on money-market type savings accounts, FDIC insured, compared to about 0.20% for average banks. Why earn only 0.2% when you can earn 10 times as much at a competitive bank? In these money-market type accounts, you can deposit or withdraw your cash at any time, in any amount, without penalty. To find out the best competitive interest rates, go to bankrate.com and click Savings/Checking, then click Savings/Money Market, then choose Sort By: APY (Annual Percentage Yield). You get a list of banks, highest interest rates first. The ones paying the highest interest are probably not ones you have heard of. They tend to be smaller banks, maybe not present in your state. But that should not keep you from using them. They are all insured by the U.S. government (FDIC, Federal Deposit Insurance Corporation), so your money is safe. You can keep your existing bank account and transfer your savings there online or by mailing a check, and then transfer back to your checking account online, or for some accounts, write a check when you need the money. To make sure that the bank is insured by FDIC, go the FDIC website, fdic.gov, click Bank Find, and enter the name of the bank. If your bank fails, the FDIC will merge your account into a new bank or pay you back. You won't lose anything in the bank failure. December 2018 Update: I found that money market fund interest rates have gone up quite a lot in the past several months. They are now competitive with the best banks. Money market funds pool their investors' money and purchase interest-bearing instruments. These funds are not government-insured, but some invest in extremely safe US Government securities like US Treasury bills. For example, the Vanguard Federal Money Market Fund (VMFXX) and Vanguard Treasury Money Market Fund (VUSXX) are both earning 2.2%. If you can afford it ($50K minimum), choose the VUSXX fund, which invests only in US Treasury securities, so it is 100% exempt from state and local income taxes. Otherwise, invest in the VMFXX fund (minimum $3K), which invests in US Government securities and repurchase agreements backed by those securities; it is partially exempt from state and local income taxes (70% of earnings in 2017 were state-tax-exempt). The state tax exemption is especially important for high-tax states like California and New York, effectively boosting your return by an additional 0.2%. For bank deposits, if you are so fortunate to have savings that exceed the FDIC insurance limit of $250,000 per bank and account registration, you can divide up your cash between different banks, or register multiple accounts at the same bank with different ownership combinations (for example, with different co-owners or beneficiaries). Keep no more than $250,000 in each account for maximum coverage. For details, see the FDIC website. Similarly, SIPC (Securities Investor Protection Corporation) protects your stock brokerage assets up to $500,000 per account registration (but only up to $250,000 of assets in cash). Therefore, you should keep no more that $500,000 in assets in each brokerage account registration. (This protection applies to failure of the brokerage, not losses due to your stocks going down in value.)
Views: 1686 G Chang
9 Difference Between Money Market And Savings Account
1. A savings account might be appropriate when you want to put cash away for larger emergencies or future major purchases. 2. A money market account might make sense when you want to write checks on an account, but not too many.  3. In a money market deposit account, the bank can take your money and invest it in other investments that are very safe. 4. Commonly, savings accounts offer rates between 3 and 4% on deposits, with introductory rates sometimes higher than that. Money market accounts offer a rather wide range of rates and these rates often go up and down pretty regularly depending on the investments available to the bank. 5. Money market deposit accounts often have a few additional restrictions and benefits. Some may require a minimum balance; others require you to wait a few days (up to seven) for withdrawals. 6. A money market account may require more funds from a depositor than an ordinary savings account. 7. A traditional savings account, meanwhile, may require a lower opening deposit and monthly minimum balance requirement. 8. Only money market accounts from chartered banks carry FDIC insurance, which protects up to $250,000 in deposits per customer, per institution. 9. At your local bank, the money market account is probably a substantially better deal.
Views: 3396 Patel Vidhu
Best Money Market Accounts
Best Money Market Accounts, best money market accounts advantages and disadvantages, best money market accounts suze orman, best money market accounts south africa, highest money market account apy, best money market account south africa, money market accounts advantages and disadvantages, money market accounts australia, money market accounts at bank of america
Views: 2128 Joseph C. Norfleet
How does the Money Market work?
How does the Money Market work? To keep up with the latest news & updates, follow Economic Times on the following social media accounts: Economic Times main Facebook page https://www.facebook.com/EconomicTimes ET's main Twitter account https://twitter.com/EconomicTimes ET's Markets on Facebook https://www.facebook.com/ETMarkets ET Markets on Twitter https://twitter.com/ETMarkets ET Opinion on Facebook http://ow.ly/BXW4j ET Opinion on Twitter https://twitter.com/ETOpinion
Views: 17152 The Economic Times
What is a Money Market Account? | Capital One
A money market account is a type of savings account that can reward a higher interest rate to customers who keep a large amount of money in their account. Interested in learning more about Money Market Accounts (MMAs) and how they may benefit you? Click Here: https://capital.one/2Qg3Acc Find out what a Money Market Account (MMA) can do for you. See how this type of savings account can help you grow your money. Put your money to work with a Capital One MMA. Get more info here: https://capital.one/2RIorBB Related Videos: What is the FDIC?: https://youtu.be/sfToHRvMyik What is a CD?: https://youtu.be/cZ7DqJzHr7A ABOUT US Capital One provides a broad range of financial products and services from personal credit cards or business credit cards, savings accounts, to auto loans. See how Capital One can help you with your banking and financial needs: https://www.capitalone.com/ CONNECT WITH US! Facebook: https://www.facebook.com/capitalone Twitter: https://twitter.com/capitalone Instagram: https://www.instagram.com/capitalone/ LinkedIn: https://www.linkedin.com/company/capital-one YouTube: https://www.youtube.com/user/CapitalOne DOWNLOAD MOBILE APPS Google Play: Capital One - https://play.google.com/store/apps/details?id=com.konylabs.capitalone&hl=en Apple App Store: Capital One - https://itunes.apple.com/us/app/capital-one-mobile/id407558537?mt=8 SUBSCRIBE to the Capital One channel to get all the latest videos automatically! http://www.youtube.com/user/CapitalOne?sub
Views: 1467 Capital One
How do money market accounts work. Part1
How do money market accounts work. Part1 A money market account is a type of savings account offered by banks and credit unions just like regular savings accounts. The difference is that they usually pay higher interest, have higher minimum balance requirements (sometimes $1000-$­2500), and only allow three to six withdrawals per month. Another difference is that, similar to a checking account, many money market accounts will let you write up to three checks each month. #MoneyMarketAccounts #HowDoMoneyMarketAccountsWork #Money #MoneyMarket #Account #AccountsWork #MoneyWork #MarketAccounts
Views: 4189 Online Trading
BEST Savings Accounts for 2018!!!
Welcome to my MissBeHelpful channel! Let’s connect: PATREON: https://www.patreon.com/missbehelpful FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/missbehelpful I'm excited about the special project I'm working on and I need your help!!! I'm looking for people who want to have a conversation with me as their financial coach. If you'd like to know more about this project please e-mail me at [email protected] with the subject line: "Special Project." Best Savings Accounts: Marcus by Goldman Sachs: https://www.marcus.com/us/en/savings/high-yield-savings Synchrony Bank: https://www.synchronybank.com/banking/high-yield-savings/?sitecode=CB_SN_S_GO_HH_O&gclid=CjwKCAjwxZnYBRAVEiwANMTRX78_n91nUP5UmytGdusJPqoFHutsIzv_C3yvaEfJ8jTmLGMMgfROGRoCojEQAvD_BwE&gclsrc=aw.ds Ally Banks: https://www.ally.com/bank/online-savings-account/ More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=5s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=430s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=46s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=25s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=74s How Much Money To Keep In Your Checking Account: https://www.youtube.com/watch?v=joU9kJpLw7U&t=13s Top 5 Recommended Money and Personal Finance Books: https://www.youtube.com/watch?v=7ADYXu_r_Fc&t=20s How To Save Money on Your Taxes!: https://www.youtube.com/watch?v=DUtd7PfBTJk&t=81s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ TWITTER: https://twitter.com/missbehelpful BUSINESS INQUIRIES: [email protected]
Views: 31875 MissBeHelpful
High-Interest Money Market Accounts FDIC Insured 2.3% Jan 2019
January 2019: Money Market Account bank interest rate 2.3% FDIC insured. Competitive banks are paying more than 2 percent interest on money-market type savings accounts, compared to about 0.1 or 0.2 percent for average banks. Why not earn 10 times as much at a competitive bank? In these money-market type accounts, you can deposit or withdraw your cash at any time, in any amount. To find out the best bank interest rates, go to bankrate.com, then click Savings/MMA, which stands for Money Market Accounts. Scroll down to see the list of competitive banks. Click "All Products" to get the complete list (not just the ones that pay a promotional fee to bankrate.com), and "APY" (that's Annual Percentage Yield), arrow-down, to show highest interest rates first. High interest is not the only consideration. Look for reviews at yelp.com to see if the bank offers good service. The banks paying the highest interest might not be ones you've heard of, but that shouldn't keep you from using them. You can keep your existing local bank account and transfer excess funds to the high-yielding account, and then transfer the money back to your local bank account when you need the money. You can do this using an app on your smartphone, or by logging on to your account from your computer. Some banks let you write checks on these accounts. All the banks listed are insured by FDIC (Federal Deposit Insurance Corporation) a U.S. government agency. To double-check that a bank is insured, go the FDIC website, fdic.gov. Under Deposit Insurance, click Learn More, then "BankFind, See if your bank is covered." Enter the name of the bank and verify that it's covered. In the unlikely event that your covered bank fails, the FDIC will transfer your account to a new bank or pay you back. If you are so fortunate to have savings that exceed the FDIC insurance limit of a $250,000, you can divide up your money between different banks, or register multiple accounts at the same bank with different ownership registrations or beneficiaries. Keep no more than $250,000 in each account for maximum coverage. For details, see the FDIC website. Government-only money market funds are a good alternatives to bank accounts. The best that I've found is the Vanguard Federal Money Market Fund, symbol VMFXX. For more information, see the separate video "Invest Cash in a Government Money Market Fund or FDIC-Insured Bank Account": https://youtu.be/xSOlZl8D4BE
Views: 103 G Chang
Stable Value Funds vs. Money Market Accounts
Are stable value funds as safe as a money market fund in an economic downturn?
Synchrony Bank | Money Market Accounts
Tune in to check out a Synchrony Bank Money Market Account. With award-winning rates, FDIC insurance, access to cash and the ability to write checks, our Money Market Accounts can help get your savings rolling in the right direction.* To learn more and open an account, visit synchronybank.com. Tip: Take advantage of automatic deposit to accelerate your savings. * FDIC insurance up to $250,000 per depositor, per insured bank, for each ownership category. Federal regulations do limit the number of electronic, telephone and check transactions you can make with your Money Market Account to six withdrawals per monthly statement cycle. Please review the Deposits Account Agreement for more information on transaction limitations. About Synchrony: Synchrony believes ambitions live everywhere. That’s why we partner with over 350,000 locations across the U.S to provide the payment tools and technologies, promotional financing and retail insights to help businesses and customers thrive. We give people the buying power they need to help put ambitions in reach, so everyone can achieve what they’re working forward to now, and for the future. Connect with Synchrony: Careers Twitter: https://twitter.com/syfcareers Bank Facebook: https://www.facebook.com/SynchronyBank/ Synchrony Bank Website: https://www.synchronybank.com/
Views: 1303 Synchrony
Investment Advice : About Money Market Accounts
A money market account is similar to a savings account where money is deposited and used by the bank for investments. Invest money in a money market account as a secure, low-risk investment option with advice from a financial consultant in this free video on investments. Expert: John Pinelli Bio: John Pinelli is a financial representative. Filmmaker: Bing Hugh Series Description: Investing in the stock market is likened to gambling and is not for the faint of heart. Learn about different ways to invest in the stock market with tips from a financial consultant in this free video series on investing.
Views: 21530 ehowfinance
Get Maximum Interest Savings Account | BeatTheBush
What savings interest rate should you be getting? 0.01% and 0.03% is considered low. While 1.05% isn't really that much, its still 100x better than what you would get at commercial banks. Beware of the oddly stupid CDs that are being offered. They lock you into a period of deposit while giving less interest than you would get at an online savings account! Some high yield interest rate online savings account I mentioned. http://www.synchronybank.com http://www.allybank.com http://www.discoverbank.com . Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Views: 149365 BeatTheBush
Money Market vs CDs | Comparison
Comparison of Savings Accounts, Money Market Accounts, and Certificates of Deposit (CD).
Views: 523 DIY with Donna
The Money Market- Macroeconomics 4.6
In this video I explain the money market graph with the the demand and supply of money. The graph is used to show the idea of monetary policy and how changing the money supply effects interest rates. Thanks for watching. Please subscribe Macroeconomics Videos https://www.youtube.com/watch?v=XnFv3d8qllI Microeconomics Videos https://www.youtube.com/watch?v=swnoF533C_c Watch Econmovies https://www.youtube.com/playlist?list=PL1oDmcs0xTD9Aig5cP8_R1gzq-mQHgcAH Follow me on Twitter https://twitter.com/acdcleadership
Views: 339607 Jacob Clifford
What is a Money Market Mutual Fund (and How To Invest in One)?
In this video I explain what a money market fund is and how you can invest in one. Below you can find a list of different money market products from some top Asset Management and Investment houses. FBNQuest Asset Management - https://fbnquest.com/asset-management/our-products/mutual-funds/fbn-money-market-fund/?nav=f3s3t2nbdcFBN%20Money%20Market%20Fund ARM - https://arminvestmentcenter.com/product/money-market-fund/ Stanbic IBTC Asset Management - http://www.stanbicibtcassetmanagement.com/nigeriaassetmanagers/Business/Mutual-funds/SIBTC-Money-Market-Fund AXA Mansard - https://online.axamansard.com/iportal/MoneyMarketFunds.aspx Investment One - https://www.investment-one.com/funds-management/mutual-funds/abacus-money-market-fund/ Afrinvest - http://www.aaml.afrinvest.com/products-and-services/afrinvest-plutus-fund/
Views: 3139 Eniola Abumere
Money market mutual funds
Money market mutual funds Although banks are convenient and safe, money market mutual funds and short-term bond funds are good alternatives to what the bank has to offer. First let's examine money market mutual funds. These can be thought of as a variant of a bank checking account. The main advantage that money market mutual funds offer is higher yields. Money funds invest in short-term, high quality securities Money market mutual funds are investment companies that buy short-term securities like 90-day US Treasury bills, large bank certificates of deposit, and short-term corporate debt called commercial paper. Money market mutual funds must invest in short-term securities so that the average maturity of the portfolio cannot exceed 90 days. Because of these short-term investments, money market mutual funds are virtually immune from the interest rate risk that haunts mutual funds that invest in longer-term bonds. Money fund safety versus bank accounts By law money market mutual funds must invest at least 95 percent of their assets in either US government securities or other securities of the highest credit rating. Thus, money market mutual funds almost can be thought of as being safer than bank deposits. Money market mutual funds do not enjoy the federal deposit insurance that banks have. However, this deposit insurance is not the cure-all that many think that it is. For instance, if a bank folds, the deposits in the bank may be frozen for up to 30 days. As long as your deposit is under $100,000 you eventually should get all of your money back, but that could take months. Also, when a bank fails, you will get your original deposit back, but you may have to give up some of the interest you earned. Why banks are risky without insurance Without the deposit insurance, banks would be riskier places for deposits than money market mutual funds. Banks take most of their deposits and lend the money on either a long-term basis for things like commercial real estate, or lend the money to high risk borrowers like credit card users or auto purchasers. Banks typically keep less than 20 percent of their deposits in their vaults to pay off depositors. If enough depositors want their money back, banks can't call their long-term loans back to fulfill the depositors demands. When this happens, the bank must merge with someone or file for bankruptcy. Unfortunately, this isn't a rare occurrence. In the 1980s over 800 commercial banks and 600 savings and loans filed for bankruptcy. Why money funds are safe Money market mutual funds are less likely to fail because they invest in high-grade, liquid, short-term debt. If lots of fund investors want their money back, the mutual fund simply sells the high-grade securities to the market, and uses the proceeds to pay off customer redemptions. In fact, to date only one money market mutual fund has lost money for its investors, and that was a strange fund that was set up to invest for banks and was closed to the public at large. Mutual funds also provide another safety valve that banks don't. The securities that the mutual fund purchases on behalf of investors are stored with a third-party custodian. This third party helps to prevent the mutual fund management from embezzling or otherwise misusing investor's funds. Invest in US government bond funds Still, if you want ultimate safety, you should consider investing in a so-called US government money market fund. These funds typically place all their investments in securities that are backed by the "full faith and credit" of the US government. Even here, you need to be a little careful. Beware of investing in so-called "government plus" money market funds. Such funds may invest in derivative securities which are backed by US government obligations. Such derivative securities may have little credit risk, but they may have a good deal of interest rate risk, even if they are short-term securities. The American money markets are extremely efficient, and any fund that has a higher than average yield is either run frugally or is taking on extra risks. Be aware of what you're getting. To avoid nasty surprises in this kind of mutual fund, or any mutual fund, make sure to read the fund's prospectus before investing. Why money funds provide higher returns Tax-exempt money funds Copyright 1997 by David Luhman
Views: 8866 MoneyHop.com
Are you looking for a better bank with a higher interest rate? Are you looking for a bank that makes you money? Are you looking for a high yield savings account? What is the best high yield savings account? Capital One 360 is a great savings account, you earn 1.0% interest which is one of the highest savings accounts out there. Capital One 360 offers great savings accounts, checking accounts and money market accounts! AND you get a $25 bonus by signing up through the link below! https://capital.one/2Ew52B6 Snail Mail: Kelly - Freedom In A Budget PO Box 123 Deerfield Beach, FL 33443 Products and services I love and recommend: Capital One 360: https://capital.one/2Ew52B6 Ebates: https://www.ebates.com/r/KAS417?eeid=28187 Ibotta: https://ibotta.com/r/suwetiv Amazon Prime 30-Day Free Trial: https://www.amazon.com/tryprimefree?ref_=assoc_tag_ph_1427739975520&_encoding=UTF8&camp=1789&creative=9325&linkCode=pf4&tag=freedominabud-20&linkId=7366717a11f31b6e8fb10318914845eb SavvyCents Wallet: http://amzn.to/2dImsdt Email: [email protected] Facebook: facebook.com/freedominabudget Instagram: @freedominabudget Twitter: @FreedomInABdgt Pinterest: @FreedomInABdgt I feel so blessed to share with you all here on YouTube. This video may contain links to affiliate programs. If you click on the link and make a purchase I will receive a small percentage of that sale at NO extra charge to you. However, you are under no obligation to buy anything I ever mention in a video. Sometimes I am lucky enough to have products sent to me for review. If I partner with a company I will always disclose it here. All opinions and reviews that I share are and always will be my own I will only share products that I myself would buy. Thank you for watching! Freedom In A Budget
Views: 9495 Freedom In A Budget
Should We Invest Our Savings?
Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 39322 The Dave Ramsey Show
Cash and Cash Equivalents (Treasury Bills, Money Market Funds, CDs, etc.) Explained in One Minute
Cash doesn't generate returns and as far as cash equivalents such as certificates of deposit (CDs), Treasury bills or money market funds are concerned... well, let's just say that even if there is a return involved, it's not exactly spectacular. So... does this mean cash and cash equivalents should be avoided? No. Treasury bills, money market funds, certificates of deposit (CDs) and of course cash have their very well-determined role in the ecosystem. You don't buy Treasury bills to get rich. The same way, money market funds or certificates of deposit aren't exactly top choices if that's your goal. Instead, as we're about to find out today, cash and cash equivalents should be considered insurance policies :) To support the channel, give me a minute (see what I did there?) of your time by visiting OneMinuteEconomics.com and reading my message. Bitcoin donations can be sent to 1AFYgM8Cmiiu5HjcXaP5aS1fEBJ5n3VDck and PayPal donations to [email protected], any and all support is greatly appreciated! Oh and I've also started playing around with Patreon, my link is: https://www.patreon.com/oneminuteeconomics Interested in reading a good book? My first book, Wealth Management 2.0 (through which I do my best to help people manage their wealth properly, whether we're talking about someone who has a huge amount of money at his disposal or someone who is still living paycheck to paycheck), can be bought using the links below: Amazon - https://www.amazon.com/Wealth-Management-2-0-Financial-Professionals-ebook/dp/B01I1WA2BK Barnes & Noble - http://www.barnesandnoble.com/w/wealth-management-20-andrei-polgar/1124435282?ean=2940153328942 iBooks (Apple) - https://itun.es/us/wYSveb.l Kobo - https://store.kobobooks.com/en-us/ebook/wealth-management-2-0 My second book, the Wall Street Journal and USA Today bestseller The Age of Anomaly (through which I help people prepare for financial calamities and become more financially resilient in general), can be bought using the links below. Amazon - https://www.amazon.com/Age-Anomaly-Spotting-Financial-Uncertainty-ebook/dp/B078SYL5YS Barnes & Noble - https://www.barnesandnoble.com/w/the-age-of-anomaly-andrei-polgar/1127084693?ean=2940155383970 iBooks (Apple) - https://itunes.apple.com/us/book/age-anomaly-spotting-financial-storms-in-sea-uncertainty/id1331704265 Kobo - https://www.kobo.com/ww/en/ebook/the-age-of-anomaly-spotting-financial-storms-in-a-sea-of-uncertainty Last but not least, if you'd like to follow me on social media, use one of the links below: https://www.facebook.com/oneminuteeconomics https://twitter.com/andreipolgar https://ro.linkedin.com/in/andrei-polgar-9a11a561
Views: 2979 One Minute Economics
Skip Your Bank!  These 7 Options Will Make You MUCH More Money.
Let’s see if this sounds familiar….you have some money sitting in a savings account and it is probably making next to nothing. If you are not really sure what to do, you have several options. 🤔 You can go to a bank and stick it in a savings or money market account, chances are they are not going to pay you anything. If there were, you wouldn’t be watching this video. With that in mind, I want to talk about 7 alternatives to placing you savings into a bank. 🏦 I am also going to share a client story with you about where a client was keeping his cash. (You won’t believe where he was keeping it or how much he was keeping there!) So let's dive right into your options: ➡️ Online savings [1:10] - Any sort of online savings or bank account (just make sure they have FDIC). They have a lot less overhead than traditional brick and mortar - this could mean higher interest rates. ➡️ US Treasuries (TBills) [3:54] - It may seem a little old school - but you can do all of this online. ➡️ High Dividend Stocks [4:42] - This is a little higher risk and not somewhere you want short-term money. Just because a stock pays a dividend doesn’t mean it won’t drop in value. ➡️ Bonds [6:27] - You are most likely not going to buy individual bonds, but rather bond mutual funds. I would suggest ETFs, just remember higher yield = higher risk. ➡️ Blended Portfolio [9:30] - This would be a mix of stocks and bonds, and utilizing ETFs to get this blend. You can utilize a platform like Betterment or Wealthfront. 🤯 Before we get to the last two, I want to tell you about this client ...he had $140,000 in a safe in his basement. I can’t remember how long he had this cash sitting there, but I thought it was crazy. Sitting there, making nothing for him. This is an option that you DO NOT pick.🤯 ➡️ Real Estate Investment Trusts (REITs) [12:14] - This is a way to invest in real estate without managing properties. You can buy these many different ways, the simplest is to buy a REIT ETF. Another is online real estate investing, my favorite platform for this is Fundrise. ➡️ Peer-To-Peer Lending [14:25] - This allows YOU to be the bank. You are lending money to other peers. The great thing is, you can see their reasons for borrowing. This allows you to set your risk level. That is my top 7 alternatives to bank accounts. You can pick as many or as few of these options as you like. I just wanted to share that there is more than one way to invest and earn interest. Which options sounds the most attractive to you? Are you already using one or more of these options? Let us know how this is going for you. ★☆★Resources Mentioned in Video★☆★ 📉 https://www.goodfinancialcents.com/resources/fundrise-youtube-invest-500.php 📉https://www.goodfinancialcents.com/resources/lendingclubinv-youtube-get-started-with-lc.php 📈 https://www.goodfinancialcents.com/resources/betterment-youtube-invest-500.php 📉 https://www.goodfinancialcents.com/resources/ally-youtube-invest-500.php 📉 https://www.goodfinancialcents.com/resources/etrade-youtube-invest-500.php ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspiration T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
What Should I Do With All My Money In Savings?
What Should I Do With All My Money In Savings? Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 33658 The Dave Ramsey Show
How do money market accounts work.  Managing a Money Market Account. Part3
How do money market accounts work. Managing a Money Market Account. Part3 Like a basic savings account, money market accounts let you withdraw your money whenever you want. However, you usually are limited to a certain number of withdrawals each month. Banks will usually charge a fee (typically around $5) if you don't maintain a certain balance in your money market account. There may also be a fee (typically around $5-10) for every withdrawal in excess of the maximum (usually six) the bank allows each month.
Views: 422 Online Trading
💰Great Cash & Money Investments!💰
So around a month and a half ago, I made a video on the best high-yield savings accounts, certificates of deposit and money market accounts for 2019, which you can click on to see up here, in which you were able to actually grow your savings organically without having to constantly contribute all the time to your savings accounts. And I wanted to double down and go in depth further, because I explained the rates at which online high-yield banks like Goldman Sachs, Barclays, Ally, Synchrony and American Express provided, but I didn’t go too far in depth into these investments, and so today I’m going to do just that. If your new here, subscribe and click on bell notifications so you never miss an update. Anyways, a lot of people don’t get great interest with their banks with the average interest on :’ account being between 0.05-0.09% APY. Or a lot of people have a ton of money saved up, but instead of investing it into assets that appreciate in value and create cash flow, many just stash it in a savings account and don’t do anything productive with that cash. Now here I wanted to go over cash & money investments you can make to begin putting your money to work and really dip your toes to investing, how it works and why it will benefit you. Essentially cash investments are highly liquid investments you make that usually have short maturity times, offer low returns and are FDIC insured through your bank. And then you have money market investments which are very similar in that, financial instruments with high liquidity and short-term maturity are traded, and once again are mostly FDIC insured. Vanguard Federal Money Market Fund: https://investor.vanguard.com/mutual-funds/profile/VMFXX ——Socialization Happens Here:—— https://discord.gg/QUsSmsg ——TO GET RICHER EVERYDAY, SIMPLY CLICK THE SUBSCRIBE BUTTON BELOW AND BELL NOTIFICATIONS :D—— https://www.youtube.com/channel/UCOTG6_kWH818ry6lKDd7--g?view_as=subscriber ——Equipment I use:—— **Red Sony Headset** **2015 MacBook Air** **Standard iMovie Program of the Macbook** **VidIQ for Video Statistics** #70-700Challenge Every 3 new subscribers I get, I will donate $1.00 to my portfolio. —Disclosure:— This is not to be taken as professional advice or professional investing material. The content I provide just serves as a suggestion or clues to investors, day traders, speculators, etc. on how to operate in the stock market, and what’s going on in the market as a whole. I strongly advise you either speak to a local professional or do your due research. Thank you.
Investment Advice : What Is a Money Market Investment?
Money market funds are savings accounts that yield a percentage of return based on interest rates and investments made by the money market manager. Be sure to read the contract for a money market investment with advice from an investment consultant in this free video on investing. Expert: Roger Groh Bio: Roger Groh is the founder of Groh Asset Management. Filmmaker: Bing Hu
Views: 8079 ehowfinance
Money Market
The money market is an organized exchange market where participants can lend and borrow short-term, high-quality debt securities with average maturities of one year or less. Click here to learn more about this topic: https://corporatefinanceinstitute.com/resources/knowledge/trading-investing/what-is-money-market/
How do money market accounts work. Money Market Account Interest. Part2
How do money market accounts work. Money Market Account Interest. Part2 When you put your money into a money market savings account it earns interest just like in a regular savings account. Interest is money the bank pays you so that they can use your money to fund loans to other people. That doesn't mean you can't have your money whenever you want it, though. That's just how banks make money -- by selling money! Basically, it works like this
Views: 574 Online Trading
Money Market Checking Account
Money Market Checking Account, money market checking accounts considered cash, money market checking account definition, money market checking account interest rates, money market checking accounts fdic insured, money market checking account usaa, money market checking account rules
Chase Savings and Chase Money Market
The Chase Savings accounts and Chase Money market accounts offer a lot of free features with the account. But watch out for the unadvertised low low interest rates. Chase savings is a higher rate but the chase mma is pathetic. http://banktruth.org/
Views: 5741 banktruth
SMART FLEX - A Money Market Account for Life.
SMART FLEX is the money market account, for life. 1. INVEST ONLINE 2. EARN A HIGHER RATE 3. THRIVE by reaching your financial goals. With up to 1.4% APY and a $500 bonus on qualifying accounts. Smart Flex is the flexible investment solution from Mobiloil Credit Union. Your story . . . is OUR story. Mobiloil Credit Union. Investing in YOU. visit promo.mobiloilcu.org for more details and eligibility.
Views: 18395 Mobiloil Credit Union
8 Types of Investments You Should Know
Free Beginners Stock Investing Course -- http://bit.ly/2CgSOLH Subscribe For More Videos -- http://bit.ly/2BKP2u4 There are many different types of investments an individual can make, however, not all investments are created equally.  Investment number 1 is a high-interest savings account. This is one of the safest ways to invest your money because there's no volatility. By placing your money in a high-interest savings account, you’re earning annual interest on your money. Now the reason I specifically say “high” interest savings accounts is because typical savings accounts offer little to no interest at all. A typical savings account usually offers around 0.10% while a high-interest account usually offers around 1.3%. Now 1.3% is by no means a high return, but the benefit here is security. You know that when you invest your money in a savings account, you’re guaranteed at least the amount you invested plus the interest earned each year. The second type of investment is a money market account. This is also one of the safest ways to invest your money because there's no volatility. I’m not going to go into too much detail because money market accounts are just another type of high-interest savings account. Although you have access to your funds with a money market account, you typically have less access than with a savings account. With a money market account, the interest rates vary, however, this type of investment usually returns somewhere between 1% and 2%. If you choose a money market account, make sure there are no monthly fees. The third type of investment is a certificate of deposit which is more commonly referred to as a CD. This is also one of the safest ways to invest your money because there's no volatility. A CD is a promissory note from a bank that pays a fixed interest over a specified amount of time. A CD is very similar to a savings account, however, it’s a very illiquid investment, meaning it’s not easily converted to cash. With a CD, investors typically set a maturity date, usually between 1 month and 5 years, which means that the investor will have to pay a penalty fee if they withdraw the money early. The fourth type of investment is a bond. Although bonds are still one of the safest investments you can make, they are just a bit riskier than the previous three. A bond is, in essence, an I Owe You Note issued by the government (local, state, or federal) or corporations. When either a company or the government is looking to fund a new project, they may issue bonds to raise the money. There are a few components to bonds. The bonds face value is the amount of money that was borrowed. The coupon rate is the rate of interest on the face value. The maturity date is when the bonds face value will be paid back to the lender. The fifth type of investment is a mutual fund. A mutual fund is basically a collection of stocks. Mutual funds vary in risk depending on the type of fund, but for the most part, mutual funds are safer than just stocks. Mutual funds are a great option for investors with little cash to invest. Some funds have investment minimums, but others have no minimums. Mutual funds are safer because they are pre-diversified collections of investments. There are many different types of mutual funds such as technology funds, bond funds, real estate funds, energy funds, foreign funds, emerging market funds, and so on. Mutual funds are operated by a fund manager that chooses and maintains the portfolio. The sixth type of investment is an Exchange Traded Fund, also known as an ETF. ETFs are similar to mutual funds, however, they are a bit riskier and are traded on an exchange like stocks. Mutual funds can only be bought or sold at the end of the day at their Net Asset Value (NAV), whereas ETFs can be bought and sold at any point throughout the day. One advantage to ETFs over Mutual funds is that they are more tax advantages. ETFs are a more hands-on investment than mutual funds. The seventh type of investment is a stock which is riskier than ETFs because there is no diversification and it is a very hands-on investment. A stock is a share of ownership of a company. The eighth type of investment is real estate. Now, this type of investment requires a lot of capital, but is a very worthwhile investment. There are two main ways you can invest in real estate: Flipping properties and renting properties. So just to recap, the 8 investments mentioned in this video are some common investments along with their riskiness. If you're a beginning investor, I encourage you to look into each of these investments further to see where you may be comfortable investing your money. In the next video, I’m going to show you the easiest way you can invest your money. I’ll see you then. Social Links: Website: www.wharmstrong.com Twitter: https://twitter.com/wharmstrong1 Facebook: https://www.facebook.com/wharmstrong1/ Instagram: https://www.instagram.com/wharmstrong1/
Views: 6066 Will Armstrong
Here's How the New Money Market Rules Affect You
Government mandates are creating huge changes for money market funds and that is opening up buying opportunities for investors, said Charlie Cardona, CEO of BNY Mellon's Cash Investment Strategies . The reforms establish three categories of money market funds-retail, government, and institutional. The new rules restrict who can invest in retail money market funds. They continue to seek a stable $1 net asset value (NAV) for retail and government funds, but require institutional funds to have floating NAVs like other mutual funds. The reforms, which hit this week, also allow certain funds to impose liquidity fees and temporarily suspend withdrawals - known as gates - in certain circumstances. Subscribe to TheStreetTV on YouTube: http://t.st/TheStreetTV For more content from TheStreet visit: http://thestreet.com Check out all our videos: http://youtube.com/user/TheStreetTV Follow TheStreet on Twitter: http://twitter.com/thestreet Like TheStreet on Facebook: http://facebook.com/TheStreet Follow TheStreet on LinkedIn: http://linkedin.com/company/theStreet Follow TheStreet on Google+: http://plus.google.com/+TheStreet
What Is A Money Market Account?
Use the filter box below to customize your resultsWhat is a money market savings account? What Nerdwallet. Oct 19, 2017 a money market account is savings that can come with perks like check writing or debit card. What is a money market savings account? Personal finance 101 what The how does account work? 5 benefits of accounts definition? Bankrate account? How do 360 & rates definition, pros and cons the balance. Find out if the one that ally bank offers aug 22, 2016 a money market account is savings allows limited number of checks to be drawn from each month. These accounts often are available from online banks like ally bank, which offers if you don't know the money market account definition, may not realize all that a can do. Personal money market account delta community credit unionu. Sthey're all fdic insured and provide competitive rates with great rewards view compare navy federal credit union's money market savings accounts, ira accounts business trying to earn interest on your savings, but need something more flexible than a regular account? A relationship account may be just signature earns you provides flexibility. The minimum deposit and balance for this account is often considerably higher than the of a basic savings oct 13, 2017 if you've run across term money market at your bank, probably wondered what it means. While it might sound kind of if you already have a savings account, may wonder, how does money market account work by comparison. And you can rest easy knowing that your funds are fdic insured results 1 40 of 179 compare rates on money market accounts from banks and credit unions. Find out how a money market account is an interest bearing that typically pays higher rate than savings account, and which provides the holder mar 18, 2016 special type of offered by banks credit unions (mma) or deposit (mmda) based on current rates in just like regular accounts. Googleusercontent search. Learn about the pros and cons of these open a personal money market account with delta community credit union & earn dividends on savings without fixed rate or long term commitment get competitive rates u. Money market savings account apply online signature money accounts compare. Snavy federal credit union. Its interest rates typically are on par with those offered by other savings accounts, though money market accounts usually require a higher minimum balance account (mma) is type of that earns amount than basic. What is a money market savings account? What Nerdwallet. What is a money market savings account? Nerdwallet nerdwallet blog faq account class "" url? Q webcache. While their interest rates are sometimes money market accounts a popular option for people looking to save. The difference is that they usually 5 turn your savings into earnings with a 360 money market(r) from capital one, high interest, fee free online and mobile market feb 14, 2017 accounts pay interest on while allowing you to spend easily.
Bank of America Checking Savings Online Accounts and Cash Rewards Credit Card
#BankofAmerica #CashRewardsCreditCard ❖ Earn cash back ❖ No annual fee ❖ Low Introductory APR Offer ❖ $200 online cash rewards bonus offer ~~~~~~~~~~~~~~~~~~~~~~~~~~
Views: 4375 Alex Vinnitsky
U.S. Treasury Money Market Fund 2.3% Vanguard; Fidelity
January 2019 interest rates: Gov't Money Market Fund 2.3% state-tax-free, bank MMA 2.3%. Where should you keep the cash portion of your financial assets? The most important considerations are safety, liquidity, income, and convenience. For convenience, you should have a checking account at a local bank or credit union. Keep enough in the account to avoid monthly fees and to cover your ordinary ongoing expenses. If you have more cash beyond that, consider where to keep it for maximum safety and income. The absolute safest choice is U.S. Treasury bills. You can invest directly online at treasurydirect.gov. However, if you need the money before the term expires, you need to transfer the securities to a broker and sell them on a stock exchange, which a hassle and incurs transaction fees. For convenience and liquidity, it's better to invest in U.S. Treasury securities indirectly through a government-only money market fund. The best that I've found is the Vanguard Federal Money Market Fund, symbol VMFXX. Another good choice is the Fidelity Treasury Only Money Market Fund, symbol FDLXX. The Vanguard fund has a very low expense ratio, so it offers the better interest. vanguard.com -- Click "Individual Investors"; then in the search field in the upper right, enter "VMFXX". fidelity.com -- In the search field, enter "FDLXX". It's easy to move money between your local bank and the money market fund. You can log in online and order money transfers free of charge. It can take a few days to complete a transfer. One advantage of investing is U.S. Treasury securities, whether directly or through a money market fund, is that the earnings are free of state and local income tax. The Vanguard VMFXX fund invests partly in repurchase agreements. It lends money to someone for a specific period of time and takes government securities as collateral. Because the interest is paid by the other party, not the U.S. Government, that portion of the interest is not state-tax-exempt. At the end of each year, Vanguard reports the portion of the year's interest that is paid by the Treasury, so that you can report the remaining part on your state income tax return. If you are so fortunate to $50,000 or more in cash, Use the Vanguard Treasury Money Market Fund, symbol VUSXX, which invests entirely in U.S. Treasury Bills, so the earnings are 100% free of state and local taxes. The initial investment must be at least $50,000, but if the balance falls below that, there's no penalty. Fidelity has similar options for very big accounts. In a financial crisis, companies can go bankrupt, corporate bonds can default, but the U.S. Treasury always meets its obligations. The Treasury derives its strength from the power to tax the income of American citizens and businesses, making it the most reliable debtor. Another good alternative is to put your money in a high-interest account at a bank insured by the FDIC, a U.S. Government agency, as described in the next video. https://youtu.be/4USuchrreiI Note: Nobody paid me to make this video. I did it as a public service.
Views: 41 G Chang
Here this video explains information about the liquid funds.
Views: 1638 TELUGU TECH
Mutual Funds Part 2 - Money Market and Bond Funds
Mutual funds include bond funds as well as money market funds. Learn about the differences between the two to understand which may be the best option for your portfolio. This educational video is part of Zions Direct University's Beginner series. Questions or Comments? Have a question or topic you’d like to learn more about? Let us know: Twitter: @ZionsDirectTV Facebook: www.facebook.com/zionsdirect Or leave a comment on one of our videos. Open an Account: Begin investing today by opening a brokerage account or IRA at www.zionsdirect.com Bid in our Auctions: Participate in our fixed-income security auctions with no commissions or mark-ups charged by Zions Direct at www.auctions.zionsdirect.com
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