Search results “Investment income ratio”
How To Improve Debt To Income Ratio
Let's break down the science of how to improve your debt to income ratio. This isn't the sexiest conversation but Kris Krohn is with us to understand what debt to income ratio is, how to reduce it and how to focus your discretionary income on your debt.
How To Improve Debt To Income Ratio
How to Improve Debt to Income Ratio http://reinvestortv.com/improve-debt-... What is a good debt to income ratio? Find out in this video! If you enjoyed, please hit Subscribe and I’ll see you again next week for another home buying tips, real estate statistics, or some powerful real estate investment game plans! Join the Fun Facebook: Real Estate Investor TV Twitter: @REInvestorTV LinkedIn: Kris Krohn ====================================================== Kris Krohn is a real estate investor and the founder of Real Estate Investor TV. Visit this website to learn more about Kris http://reinvestortv.com/ Kris Krohn also established an instructional guide for investors, The Strait Path System, and is the author of The Strait Path to Real Estate Wealth. Unlock your wealth potential! Take yourself to the next level! Join Kris on his 3 day wealth intensive program http://bit.ly/2b2vr8f ====================================================== FREE STUFF! Audiobook on CD for Free: "The Strait Path to Real Estate Wealth" by Kris Krohn http://reinvestortv.com/audiobook ====================================================== Film by Nate Woodbury http://GoWallaby.com
What Is a Debt-To-Income Ratio? | Financial Terms
Watch more How to Understand Personal Finance Terms videos: http://www.howcast.com/videos/491823-What-Is-a-DebtToIncome-Ratio-Financial-Terms Your debt-to-income ratio is really important when you're applying for a loan, and basically that's the way the lender is going to decide whether you can afford to make the payments that the loan might entail. So let me give you an example. Let's say I want to buy a home and the lender is trying to say ""Can I afford the loan?"" so what are they going to do? They're going to calculate my debt-to-income ratio and I'll give you an example. And there are a lot of different types of ratios out there, but in the most basic sense, I know ratios sound complicated with a lot of math but let me give you an example. The bank is going to take my home payment that we're projecting, and let's say I'm going to spend $2,000 on that home payment, they're going to put that number on top. And then on the bottom, they're going to take my pre-tax monthly income, so let's say I make $60,000 a year. Before taxes that's $5,000 a month, so they're going to put $5,000 on the bottom. So I have my $2,000 home payment over my $5,000 income. My debt-to-income ratio in that example is 40%. Now 40% is really high. In general, the guideline is to try and keep your home ratio at 28% or lower, so that lender is going to use that debt-to-income ratio as a way of determining whether or not I can qualify for that loan. The way I want you to use the debt-to-income ratio, because I do want you to calculate it for purchases that you're considering, I want you to make sure that that purchase or that borrowing or the mortgage that you're getting is affordable for your situation, because what can happen sometimes, sometimes banks are trying to sell you a product and they're less concerned about your overall financial situation and more concerned with making a commission on that product. So when you're applying for a mortgage for example, I want you to calculate the debt-to-income ratio and make sure, compare it to that 28% threshold to make sure it's affordable. The other reason debt-to-income ratios are so important, is that can help you when you're looking at your financial situation, see where your challenges are. You know, if I calculate my housing ratio and that debt-to-income ratio for my home payment is very high, let's say it's 40%, I can probably scrimp and save all I want going out to get coffee. The real issue is my home payment. On the other hand, if I calculate that debt-to-income ratio for my home and it's very affordable and I'm still having trouble making financial progress, then maybe I do need to focus on all the other spending side of things in order to really make progress here. So again, debt-to-income ratio is a tool and it can be used by your lender to see if you're going to qualify for the loan, or it can be used by you to help see where your challenge might be financially.
Views: 1862 Howcast
Introduction to the price-to-earnings ratio | Finance & Capital Markets | Khan Academy
Price to Earnings Ratio (or P/E ratio). Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/valuation-and-investing/v/p-e-discussion?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/valuation-and-investing/v/earnings-and-eps?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Life is full of people who will try to convince you that something is a good or bad idea by spouting technical jargon. Most of them have no idea what they are talking about. Don't be one of those people or their victims when it comes to stocks. From P/E rations to EV/EBITDA, we've got your back! About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 312443 Khan Academy
'Cape':  our favourite valuation ratio - MoneyWeek Investment Tutorials
The conventional price earnings (p/e) ratio is great for deciding how cheap a share is. But Tim Bennett is an even bigger fan of its variant, the cyclically adjusted p/e ratio,  (Cape). In this video, he explains why.
Views: 14704 MoneyWeek
The 4 Most Important Financial Metrics
Financial metrics are the key numbers that you can focus on in financial statements. There are three financial statements, the balance sheet, the income statement and the cash flow that we like to look at to find important metrics. http://bit.ly/2xOCmRl Were going to look at some of the most important financial metrics that you as investors can use to evaluate a company. The first important number we look at on the balance sheet is liquidity. Can the company you’re looking at really cover everything that they need to cover in the next year? Or have they somehow overloaded themselves with short term debt and obligations that they could really run out of cash in the next year? In order to evaluate this, we want to look at the current ratio. Essentially it is a measure of working capital. It compares the current assets, which are assets that can be turned into cash in the next year, with current liabilities, which are obligations that have to be paid in the next year. What you want to look for when evaluating a company is a 2:1 ratio of liquidity to debt. Some companies are very well run that have a lower ratios than that, because they are controlling their cash very well, or they are in an industry that isn’t growing fast so they don’t need as much liquidity. These companies work their capital down so they don’t need as much cash on hand all the time and they can give that money to their shareholders. You will know that these companies are very well run because, they are really big companies. Most companies, particularly smaller companies need at least a 2:1 ratio between current assets and current liabilities. That’s a great measure of liquidity. We call that the liquidity metric. To sign-up for my Transformational Investing Webinar, visit: http://bit.ly/2xOCmRl _____________ Learn more: Subscribe to my channel for free stuff, tips and more! YouTube: http://budurl.com/kacp Facebook: https://www.facebook.com/rule1investing Twitter: https://twitter.com/Rule1_Investing Google+: + PhilTownRule1Investing Pinterest: http://www.pinterest.com/rule1investing LinkedIn: https://www.linkedin.com/company/rule... Blog: http://budurl.com/9elj Podcast: http://bit.ly/1KYuWb4 _____________ finance metrics, key metrics, financial ratios, learn to invest, investing, trading, free cash flow, growth rate, key financial metrics, key financial ratios, top financial metrics,
How to Invest: Budget Your Savings, Spend, and Investments | Phil Town
When learning how to invest, it's important to know how much of your money you should commit to the market, and how much of your money you should commit to other areas of your budget like savings and expenses. http://bit.ly/2aY6q2e ** Before we get started, let's remember that I'm not your financial advisor and the advice I'm giving should not be considered official financial advice. This is for educational and entertainment purposes only. Discover how to minimize risk and maximize return with my Quick Start Guide to Rule #1 Investing: use the link above. Looking to master investing? Attend one of my FREE 3-Day Transformational Investing Workshops. Apply here http://bit.ly/r1workshop _____________ Learn more: Subscribe to my channel for free stuff, tips and more! YouTube: http://budurl.com/kacp Facebook: https://www.facebook.com/rule1investing Twitter: https://twitter.com/Rule1_Investing Google+: + PhilTownRule1Investing Pinterest: http://www.pinterest.com/rule1investing LinkedIn: https://www.linkedin.com/company/rule... Blog: http://bit.ly/1YdqVXI Podcast: http://bit.ly/1KYuWb4 save and invest, savings, save or invest, budgeting your money, how much to invest, saving and investing,
DTI - HOW TO CALCULATE YOUR DEBT TO INCOME RATIO (Both types of ratios & their impact to mortgage)
In today's episode Matthew discusses what your DTI ratio is and how impacts your ability to attain new lending instruments. Did you know there are two different debt to income ratios that are looked at in the mortgage and non mortgage loan process? Plus we announce the first winner of a $25 Amazon Gift Card in today's episode, so be sure to check it out to see if you're a winner! CONTEST RULES: In order to be eligible for the ongoing contests you must: A) Be Subscribed B) Comment on this video (We’d love to hear what you’ve learned from our channel and how it is impacting you!) Each time you comment on a new video your name will be entered into the contest drawing, so the more you comment on the videos, the better your chances of winning! You can also gain additional entries by sharing our video on your social media accounts or by commenting on our Instagram or Facebook accounts. CONTEST PRIZES: 1: $25 Amazon Gift Cards a) 1 winner selected each week for next 24 weeks. 2: 2 Hour Skype Coaching Session a) 1 winner selected each month for next 5 months. b) To be considered: - Must have a MINIMUM of $500 average cash flow each month. No exceptions. 3: GRAND PRIZE - 2 Night Trip For Two to Denver and an Afternoon With Mr. Pillmore a) 1 winner selected first week of October. b) To be considered: - Must have a MINIMUM of $500 average cash flow each month. No exceptions. - Win a 2 hour Skype session with Mr. Pillmore. Current coaching members are also eligible for the contest! Don't forget to sign up TODAY for your exclusive one on one consultation at: http://www.FreeCoachingCalendar.com Our coaching costs can change with demand. To see our current pricing please watch this video: https://www.youtube.com/watch?v=HbVLmCvFjoI Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Instagram - https://www.instagram.com/vipfinancialed/ Instagram (Lifestyle) - https://www.instagram.com/vipfinancialedlifestyle/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ Complimentary services and products mentioned in our videos are available for a limited time only and are not guaranteed at the viewing of this video. VIP Financial Education provides resources for educational purposes only. Our education is not a substitute for legal, tax, or financial advice and results vary. VIP Financial Education encourages viewers to do their homework before taking any financial action. VIP Enterprises, LLC may from time to time earn commissions by recommending various products, services, and programs.
Views: 5484 VIPFinancialEd
Passive Income Dividends: Pay Your Bills with Monthly Dividend Cash
How I created a monthly income stream from passive dividend investing. There is no investing strategy more popular than dividend investing and for good reason. Dividend stocks outperform the rest of the stock market and put cash in your pocket. Dividend investing is safer than other investing strategies and will help you reach your investing goals. The only problem with dividend stocks is that most companies only pay dividends four times a year. That makes it difficult to create a monthly stream of income from just dividends. In this investing tutorial, I show you how to create a source of passive income from just four dividend investments. You'll not only get constant cash flow every month but will benefit from price appreciation for double-digit returns. Stop chasing stocks and worrying about a stock market crash. Learn how to invest in dividend stocks. This dividend investing tutorial will not only explain how dividends work but will show you a dividend investing strategy that includes monthly cash flow and upside returns potential. Learn how to invest in dividend stocks for income and double-digit returns. Includes four picks for the best dividend stocks of 2018 and how to invest in all without losing hundreds in fees. Whether you need retirement dividends or just to grow your portfolio, don't miss this video! SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities for each blog: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
$300 in Dividend Income | May 2018 | Investing, Personal Finance
I am not a financial adviser. Please seek advice from a professional.
Views: 842 My Dividend Journey
Investing In REITs For Dividends (Pros & Cons of Real Estate Investment Trusts)
Are you considering an investment in REITs (or Real Estate Investment Trusts) for dividends and cash flow? I personally own only one REIT in my dividend portfolio and consider my REIT an ancillary (non-core) position. That being said, I am in a unique situation because I work in the real estate industry and own a home (I am already over-weighted, at a high level, in the real estate industry). A subscriber question, today's video goes into a multitude of pros, cons, and factors to consider about investing in real estate investment trusts for dividend income. * Do you work in the real estate industry? Do you already own a home? Do you own physical real estate investments? If so, those are all factors worth considering when contemplating REITs for one’s dividend portfolio. When looking at diversification, I don't only look at my portfolio. I look at all factors in my life. If the real estate industry tanks, I don't want to get hit on the job front, the home front, and the portfolio front all at once! * Real estate investment trusts carry important tax considerations. As pass through entities, they avoid double taxation (and are required to distribute most of their earnings). That said, the shareowner has to pay ordinary income on dividends (as compared to long term capital gains on qualified dividends of most corporations). Long story short, the tax rate on dividends from REITs is higher than your typical dividend-paying corporation. Moreover, reporting REIT dividends on one's tax return can be complicated (the distributions sometimes involve ordinary income and return of capital). Learn why it's important to weigh tax considerations when investing in real estate investment trusts for dividends and cash flow. * Since some REITs pay dividends on a monthly basis, they can help you stay in the game. Those monthly dividend checks are great for reinvesting and building one’s portfolio. A subscriber insight, I really love this idea! * Interest rates are really low right now. As interest rates rise, some REITs may face challenges securing (affordable) capital to do deals. This could affect short-term and future prospects. * The retail industry is going through a lot of change. When investing in REITs, it's a wise idea to understand exposure to retail. * Sometimes, one can experience superior results by investing in real estate directly. It may be more effective to invest in rental properties than going the REIT route. That said, real estate investment trusts are easier since one does not have to actively manage the real estate assets. Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions. All content on my YouTube channel is (c) Copyright IJL Productions LLC.
Views: 26973 ppcian
Understanding Debt To Income Ratios | How To Calculate Your Debt To Income Ratio
Your debt to income ratio has a massive impact on whether or not banks want to work with you. Do you know the best ways to improve your debt to income ratio and qualify for a mortgage or other loan? After you know how to calculate your debt to income ratio, you will be one step closer to qualifying for the home of your dreams. FOLLOW ME ON INSTAGRAM FOR DAILY ACTIONABLE CONTENT ✔️ @applecriderofficial _______ Want more Apple Crider? 🙌 FREE SMMA COURSE 📊 http://www.go.AppleCrider.com/smm FREE INVESTING COURSE 📊 https://www.go.AppleCrider.com/optin FREE EBOOK “STARTING AN ONLINE BUSINESS” 📖 https://www.go.applecrider.com/optin22898749 FOLLOW ME ON INSTAGRAM 📷 http://AppleCrider.com/instagram LIKE MY FACEBOOK PAGE 👍 https://www.facebook.com/CriderApple/ FACEBOOK GROUP FOR INSTAGRAM HUSTLERS ▶︎ https://www.facebook.com/groups/2107568092830725 _______ ★☆★ YOU CAN CONTROL MY INVESTMENTS! ★☆★ I am allowing YOU to dictate where I invest 100% of the YouTube ad revenue from this channel. All you have to do is join the Facebook groups and vote on the weekly investment polls! 👇 1️⃣ LIKE MY FACEBOOK PAGE https://www.facebook.com/CriderApple/ 2️⃣ JOIN THE FACEBOOK GROUP https://www.facebook.com/groups/cridercrew/ 3️⃣ COMMENT #AppleCrider ON ANY OF MY VIDEOS OR POSTS SO I KNOW YOU ARE IN _______ Ready to start investing? 🤔💸 ROBINHOOD: "Invest in individual stocks commission free." (Receive One Free Stock) 🏹 http://AppleCrider.com/robinhood M1 FINANCE: "Invest in partial shares of stocks like Amazon." (Receive Free $10) 📌 http://AppleCrider.com/m1 STASH: "Round up your spare change and invest automatically." (Receive Free $5) 💰 http://AppleCrider.com/stash ACORNS: "Invest your spare change." (Receive Free $5) 🌰 http://AppleCrider.com/acorns CASH: "Send, spend money, buy Bitcoin." (Receive Free $5) 💸 http://AppleCrider.com/cash _______ Ready to keep learning? 🧐📚 My Favorite Personal Finance Book 📘 https://amzn.to/2rGCTOY My Favorite Entrepreneurship Book 📗 https://amzn.to/2lYXT0I My 2nd Favorite Entrepreneurship Book 📗 https://amzn.to/2KTu4Nf My Favorite Lifestyle Design Book 📕 https://amzn.to/2IBb1pZ Not a fan of reading? Join Audible and get two free audio books! ❌📚 http://AppleCrider.com/audible _______ Want to start your own channel? 🤔💡 My Lighting Kit 💡 https://amzn.to/2Nz0fAf My Camera 🎥 https://amzn.to/2MUpiN2 My Tripod 🔺https://amzn.to/2zfscdb My Lavalier Microphone 🎤 https://amzn.to/2uf7l3Z Not a fan of creating? Just subscribe to my channel! ❌🎨 http://AppleCrider.com/subscribe _______ Looking for a new credit card? 🤔💵 Chase Freedom 💳 https://AppleCrider.com/cf Chase Freedom Unlimited 💳 https://AppleCrider.com/cfu _______ Support The Channel... 💪 Shop On Amazon 🛒 http://www.AppleCrider.com/amazon Contribute With A Donation 😇 http://www.paypal.me/applecrider _______ Like The Music? 🎶😎 Check out NAL Music 🎵 http://www.soundcloud.com/nalmusic
Views: 156 Apple Crider
How to calculate your debt to income ratio - Qualify for a home
http://www.chasecraig.com How does a lender qualify you for a home loan? This is a video that I created to help you better understand how a lender might go about qualifying your for a mortgage as well as calculating your debt to income ratios. Let me be clear, I strongly recommend that you discuss your specific situation with a lender. For more information, e-mail me at [email protected] or head to www.ownboise.com.
Views: 58425 Own Boise Real Estate
Debt To Income Ratio Explained Calculating DTI When Buying A Home
Https://www.tommybagaloans.com Mortgage Loan originator Tom Mackrola explains how debt to income ratio is calculated when applying for a loan to buy a home. There is a front end ratio (top number) and a back end ratio (bottom number) To get the top number/front end ratio we take the monthly housing payment (principal, interest, taxes, and insurance) divided by gross monthly income to get your front end ratio. (Monthly housing expense ratio) Next to get your bottom number/back end ratio we take the total monthly debt picture divided by total gross monthly income to get your back end ratio. If you want to calculate your DTI give me a call 312 561-7484 -- ► Subscribe to My Channel Here https://www.youtube.com/channel/UCWEu... -- Tom Mackrola is a well-rounded professional with a background which includes real estate investing, mortgage lending and insurance sales. He aims to provide a real life insight into how to execute his proven strategies with manageable steps you can put into action right away. His specific goal is helping members of the gen x and millennial generations learn to create generational wealth through homeownership and real estate investing. Regardless of your level of experience in homeownership or real estate investing, Tommy aims to provide invaluable takeaways within his content, interactions, and events. The moniker “Tommy Bagaloans” (pronounced Bag-A-Loans) stems from his days as the top producing home insurance sales agent. The office was an extremely competitive high volume sales environment a dry erase white board where all of the agents would keep tally of their daily sales. Tommy and his co worker Joe would often compete for the top sales spot in number of daily sales. Joe was very fast at answering the phone and would sometimes intercept Tommy’s customers and close them. As Joe would tally up “his sale” on the whiteboard Tommy would say “f#@kin’ Joey Bag- A-Sales! does it again Eventually Tommy would start intercepting some of Joe’s sales and it became a tradition of friendly competition to refer to one another as “first name, Bag-A-Sales.” Then one year around christmas the insurance agency owner changed the criteria for the end of the year bonus. This 11th hour switch up inspired Tommy to take his talents elsewhere. He transitioned to the home loan industry and has been doing mortgage sales ever since. When he called his friend Joe to tell him about his career change…Joe Answered the phone” Tommy Bag-A-Sales!” and Tommy said…”It ain’t Tommy Bag-a-sales any more” Its Tommy Bag-a-LOANS! ---- Follow Me Online Here: Instagram: http://instagram.com/tommybagaloans Facebook: http://facebook.com/tommybagaloans Snapchat: http://snapchat.com/add/tommybagaloans Website: http://tommybagaloans.com Soundcloud: http://soundcloud.com/tommackrola/ Twitter: http://twitter.com/tommybagaloans Download my free EBOOK Understanding the 4c's the basics of qualifying for a home loan by Tom Mackrola at https://tommybagaloans.com/ebooks/
Views: 76 Tommy Bagaloans
PEG ratio - what does it tell us? - MoneyWeek Investment Tutorials
Like this MoneyWeek Video? Want to find out more on PEG ratio? Go to: http://www.moneyweekvideos.com/peg-ratio-what-does-it-tell-us/ now and you'll get free bonus material on this topic, plus a whole host of other videos. Search our whole archive of useful MoneyWeek Videos, including: · The six numbers every investor should know... http://www.moneyweekvideos.com/six-numbers-every-investor-should-know/ · What is GDP? http://www.moneyweekvideos.com/what-is-gdp/ · Why does Starbucks pay so little tax? http://www.moneyweekvideos.com/why-does-starbucks-pay-so-little-tax/ · How capital gains tax works... http://www.moneyweekvideos.com/how-capital-gains-tax-works/ · What is money laundering? http://www.moneyweekvideos.com/what-is-money-laundering/
Views: 59243 MoneyWeek
25. What is Income Investing
Download Preston's 1 page checklist for finding great stock picks: http://buffettsbooks.com/checklist Preston Pysh is the #1 selling Amazon author of two books on Warren Buffett. The books can be found at the following location: http://www.amazon.com/gp/product/0982967624/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=0982967624&linkCode=as2&tag=pypull-20&linkId=EOHYVY7DPUCW3WD4 http://www.amazon.com/gp/product/1939370159/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=1939370159&linkCode=as2&tag=pypull-20&linkId=XRE5CA2QJ3I2OWSW In this lesson, students learned the importance of Income Investing. By employing the techniques of income investing, one can prepare themselves properly for retirement. Since income investing is the process of picking stable stocks and bonds that pay decent dividends and coupons, the investor can benefit from the cash flow that's produced by these securities. The first way income investing provides benefits to the investor is through liquidity. Since the investor will continually receive dividends or coupons, they then have the opportunity to reinvest that cash flow into the most undervalued asset each month. This compounding cash flow is truly the essence of investing like Warren Buffett. With an ever increasing cash flow, investors can take advantage of market conditions during spikes and valleys. The second way income investing provides benefits to the investor is during retirement. Since most retirees may need to sell their investments in order to pay their monthly lifestyle expenses, income investing offers an alternative approach. Since the retiree will receive quarterly and semi annual payments from these types of investments, they will continue to have a steady cash flow to meet their lifestyle expenses. Although some retirees may need to pull from the principal, income investing will minimize that withdrawal. In the end, Income Investing creates more cash flow for the individual employing the technique. It's Warren Buffett's opinion that purchasing dividend paying stocks is a very wise decision because of the continued and consistent cash flow that provides liquidity to reinvest your earnings.
Views: 89556 Preston Pysh
What Is Cost To Income Ratio?
The cost income ratio is most commonly the expense to calculated by dividing operating expenses reflecting our commitment both containment and revenue growth 17 feb 2016 data compiled fe reveals that while of all listed psbs has risen 52. Non interest costs tend to be the ones which can controlled by this paper looks at cost income ratio, also known as efficiency ratio or expense and examines its usefulness a measure of bank operational in banking is commonly proxied (ci) that is, total operating (excluding bad doubtful debt banks asian banker 500 database are ranked based on. Pathshala sptulsian how to calculate cost income ratio of a bank class "" url? Q webcache. Cost income ratio moneyweek how to calculate cost of a bank? . The cost to income ratio shows the efficiency of a firm in minimizing graph and download economic data from 1996 2014 about expenditures, ratio, income, banks, depository institutions, usa what exactly is (cir)? Read now simple explanation swiss definition term on moneyland. The operating expense ratio is calculated by 11 aug 2011 hsbc, standard chartered and royal bank of scotland took up the bottom three places on a chart showing cost to income ratios top banks'. To get the ratio, divide operating costs (administrative and fixed costs, such as salaries property expenses, but not bad debts that have been written off) by income in previous article of this series, we initiated our discussion on financial statements banks. The ratio, which measures operating expense as a percentage of income, is used to gauge efficiency and productivity for banks 28 may 2013 it shows company's costs in relation its income. In case of banks, the cost income ratio is an efficiency measure similar to operating margin. Cost to income ratio is calculated by dividing the operating expenses generated i. Unlike the operating margin, lower is better. This chart shows the indicator called banks' cost to income ratio with unit in Cost moneyweek. S&p globalkey ratios associated with banks' p&l statements bank efficiency ratio definition & example key views on news cost income banking moneyterms investment, finance and expense to for westpac cp (wbk). Operating expense ratio oer investopedia. Uk banks have low cost to income ratios telegraph. How to calculate cost income ratio of a bank? . Financial lowest cost to income ratio the asian banker. Googleusercontent search. Bank's cost to income ratio for united states simply explained moneyland. Cost to income ratio is calculated based on non interest operating cost a measure of what it costs operate piece property compared the that brings in. Pathshala cost to income ratios of banks worldwide. Cost to income ratio of psbs at a decade high the financial expressehow. E interest income plus the other 7 apr 2016 cost to ratios of banks worldwide. Ch cost income ratio as a standard, only non interest costs are considered in the calculation. When measuring a bank operational efficiency, is it better to use co
Views: 420 tell sparky
MONTHLY DIVIDEND ETFS: Passive Monthly Income through dividend investing on the Robinhood App
Get a free stock on Robinhood: https://robinhood.com/referral/chaseg54 Private Message me on Youtube if you are interested in consulting Join our discord chat: https://discord.gg/GVetyrN Sign Up for M1 Finance Here: http://mbsy.co/l9p6d I hope you guys enjoyed this video talking about a few monthly dividend ETFs that I like. I own each of these ETFs and really enjoy being paid on a monthly basis rather than quarterly like most blue chip stocks pay. Disclaimer: I am by no means a market professional so do your own research before investing in stocks! My suggestions are not guaranteed to go up in value. Tags: investing,stocks,bonds,etfs,etf investing,monthly dividend etfs,etfs with monthly dividends,top monthly dividend etfs,monthly dividend stocks,robinhood,robinhood portfolio,robinhood brokeage,robinhood investing,stock market,how to invest,stock investing strategies,dividend investing,passive income from dividends,passive dividend income,getting rich from dividends,making money from dividends,making money from stocks,passive income,monthly income,etfs,etf
Investment and consumption | GDP: Measuring national income | Macroeconomics | Khan Academy
Difference between every day and economic notions of investment and consumption Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/macroeconomics/gdp-topic/GDP-components-tutorial/v/income-and-expenditure-views-of-gdp?utm_source=YT&utm_medium=Desc&utm_campaign=macroeconomics Missed the previous lesson? https://www.khanacademy.org/economics-finance-domain/macroeconomics/gdp-topic/circular-econ-gdp-tutorial/v/more-on-final-and-intermediate-gdp-contributions?utm_source=YT&utm_medium=Desc&utm_campaign=macroeconomics Macroeconomics on Khan Academy: Topics covered in a traditional college level introductory macroeconomics course About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy's Macroeconomics channel: https://www.youtube.com/channel/UCBytY7pnP0GAHB3C8vDeXvg Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 303185 Khan Academy
How To Create $10,000 Passive Monthly Income And Retire - Real Estate Investing
http://www.JoeCrump.com/youtube If you are using the automation and outsourcing techniques that I teach in my Push Button Method and in my Six Month Mentor program, you will eventually want to outsource your buyers. This can save you a huge amount of time and effort and is not that expensive to set up. There are some issues you have to solve before it will be an effective strategy -- watch the video for details. Read Joe Crump's Blog: http://JoeCrumpBlog.com/ Six Month Mentor Program http://www.ZeroDownInvesting.com Joe Crump's website: http://JoeCrump.com Read the Transcript: Bringing in a $10,000 monthly income is more than just possible; it's a reality for plenty of real estate investors. "Based on my own background, the main thrust is, 'Where is all of this leading? What's the finish line?' For example, how do I create a minimum $10,000 a month permanent income, not lease options that can cash out? Besides paying off the single family houses, which is great, how do small to large apartments and self-storages figure in this ultimate plan? In short, where is all of this leading?" -- Jeff from Seattle, Washington Joe: Well, the goal is to have 100% passive income and just like you say here, if you can get $10,000 a month, you have $120,000 a year and that's a pretty good income, and if you own rental property or real estate in general, typically rents go up over time because inflation makes them go up, so that makes your passive investment inflation proof. If you buy a fixed cd or annuity and you know it's going to be _x_ amount of dollars, you know that it's going to stay the same until you die, whereas real estate has the potential to go up and the likelihood is that it will go up over time. Joe: Values fluctuate and we've all seen a big adjustment in values across the country, but income has stayed pretty stable across the board, all over the country, and we've seen a little bit of adjustment in rents on the downward side over this last year or so. I was surprised that it didn't drop earlier but it didn't. Then we've seen in the last year that it's dropped maybe 5 to 10% in some places. Joe: But it's still a good solid investment. All of the real estate that I own is still bringing in income every month. I own property free and clear. I also own property that I bought "Subject-To" that is paying off a loan over time and will work really well, and I even bought properties that I used loans to do. You can't get investment loans these days that make any sense at all, and I wouldn't suggest that anybody do that (there are some other problems with that as well which I won't cover in this program). Joe: The other question you had was, Jeff: "Should I buy commercial property like multifamily and self-storage?" Joe: If you have the cash, they can be good investments. If you look at single family homes and you look at the rent to price ratio, it's much higher on a single family home than it would be on a commercial property, depending on where you buy. If you buy in good solid, blue collared neighborhoods where you can get substantial, professional, competent property managers, that's what you want, because for it to be passive income, you have to have a good property manager to handle the work for you, or good property managers if you're in multiple areas like I am. Joe: It's very important to have good people that can do this for you. You don't have to manage the properties yourself, whether it's self-storage or commercial. So if you have good property management, it's one of the reasons to buy commercial, which from what I hear from people that own a lot of commercial property, is easier to manage. Joe: But you also have the potential for more vacancies, especially in a volatile economic environment. And you still have to make payments on the mortgage, unless you paid cash for the property, and then it doesn't hurt as bad, but it still means that you're going to have less income per dollar that you spent. So if you want to get a 5-35% return, which you can do in real estate and which I'm doing, and if you do even more things to it like become active in the investing part of it or you turn around and sell some of the properties that you buy, then single family homes make a lot more sense for that reason. Joe: I've done commercial, I've done self-storage and have worked in those environments but I like single families better, and the majority of what I have in my portfolio is single family homes, and I'd recommend the same for you. ... To read the rest of the transcript, click here: http://joecrumpblog.com/how-to-create-10000-passive-monthly-income-and-retire-real-estate-investing/
Views: 219886 Joe Crump
What is my Debt to Income Ratio?
Do you know what your debt/income ration is? EARN staff member Iliana Montauk explains what it is, how it's calculated and why it's important.
Views: 6518 EARN
Ford's 6.4% Dividend Yield & 5.97 PE (What Could Possibly Go Wrong With This Stock?)
Is Ford Motor Company (F) the best dividend value stock around? With a trailing twelve month PE Ratio of 5.97 and a dividend yield (projected) of 6.4% for 2018, it may certainly seem like a great value at current prices. With my long term horizon, however, it's just not the right dividend stock for my personal stock portfolio. In today's video, I'm excited to analyze Ford in great detail, from a dividend investor standpoint. I start with some misconceptions I had before even completing the analysis. Based on the government bailout from the great recession, I certainly had thought that Ford performed worse than it actually did during the recession. While not great, I was somewhat pleasantly surprised by what I found. (Note to self: Always look at the facts and avoid bias that may be created via the media.) Next, I take a look at the most important element for this cash flow investor: The dividend. While Ford pays a nice dividend right now, they paid no dividend from 2007-2011. That's really rough for anyone relying on passive income to pay bills. If I'm relying on my dividends to put food on the table, it just isn't going to work if a company suddenly stops paying the dividend for five years! This alone is a deal-breaker for me. Next, I take a look at their share price over time. It's troublesome to me that the company has essentially gone nowhere in the last 25 years! While I don't invest for capital appreciation, I always rely on it to tell whether a company is being managed properly (and to tell whether it has the ability to grow the dividend over time). Next, I look at international diversification. It's nice to see that more than half of Ford's units are sold internationally. Next, it's onto the metrics. While revenue is growing nicely, I'm unpleasantly surprised by the volatility of net income and EPS in a really good economy. It certainly shows how the company's earnings (even during good times) can be cyclical. It gives me concern over what can happen in rough times. During this analysis, I also uncover a very low operating margin of 5% (just not high enough for me). Last, I discuss a few closing factors: * Ford's lending operation. While it seems to be managed a lot better than GE's, I just don't like that kind of exposure, especially with 8.7 leverage. * Assets and liabilities. Assets and liabilities are both skewed by Ford's lending operation. Assets are certainly not as good as they look, in my opinion. Overall, I think there are both pros and cons with this company. I certainly have more respect for it than I did before the analysis. That said, it just doesn't meet the mark for my dividend stock portfolio. What do you think about Ford? I would love to hear everyone's opinions! Mentioned in today's video, here's my dividend stock analysis of GE: https://www.youtube.com/watch?v=n2qIGUoUKrI Also mentioned in today's video, here's my Instagram: https://www.youtube.com/watch?v=n2qIGUoUKrI Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions. All content on my YouTube channel is (c) Copyright IJL Productions LLC.
Views: 11465 ppcian
How to calculate Return on Investment
Hi everybody, Ron Phillips here with RPC Invest. https://www.rpcinvest.com/ Like us on Facebook: https://www.facebook.com/WealthAcceleratorSystem/ Blog Post: https://www.rpcinvest.com/blog Don’t forget to Comment and Subscribe if you liked this video! Thanks for checking out this video! A Question i get asked all the time is…. Why should i invest into Real Estate. http://www.ron-phillips.com/3xmarket/ The answer that your will video out if you check out in this video http://vimeo.com/99046951 is that rental properties are not only a great investment if you do it right! They can become a passive income that your can replace your current income with or stay at your day job and build your wealth on the side for an early retirement! With my FREE Wealth Accelerator System you will learn how to Double your Retirement in 45 days or Less! Watch Ron's new webinar here: https://goo.gl/KAd85k Not only will i teach you the RIGHT kind of property to look for, but i’ll also teach you how to create a positive cash flow. With our wealth plan we look at your net worth and set a goal to INCREASE net worth before retirement! You can click this link https://www.rpcinvest.com/weathplan and your current financial situation and set your financial goals and see how your net worth can grow using REAL investment properties! My main goal when i started this was to create a system that would give you FINANCIAL FREEDOM through an investment that gives you double digit returns. https://goo.gl/1MrD7G I don’t charge you a dime to learn this my system! We will help you find the right homes to start growing your WEALTH!
Views: 135447 InvestmentPropCoach
IMPROVE your Debt to Income Ratio! Why? How? Now.
Investment Advisor, JB Bryan says throughout 2018 she will make a GREAT effort to help every member REDUCE their Debt to Income Ratio. Check out how she will do it..... Join at www.AfroEconomics.org ......
The Learning Channel: Making Investments For Growth and Income
How to invest for lifetime income and long-term growth? As savers will be only too aware interest rates have remained stubbornly low for a long time and returns on cash ISA and savings accounts have plummeted. As a result, many investors have cast their eye to the stock market to try and boost returns. The hunt for income has been an ongoing theme and with some shares paying an annual yield of between 4% and 5%, many have been tempted. Investing for income Inexperienced investors excited by the thought of 5% returns should first be reminded of some cold facts. Firstly, share prices can go up and unfortunately down so there is the potential for capital loss. As an example Centrica, a commonly held share for income which has a yield of 5%, has seen its share price fall by 14% over the last 12 months. So you are increasing the risk. Secondly, companies can cut or reduce dividend payments at any time. We have mentioned, along with other commentators, that this year, partly as a result of the strong pound, overall UK dividends are likely to fall. Lastly, a number of shares do not pay dividends or have been historically low payers. There are sectors such as Utilities and Tobacco that have a greater focus on paying dividends and investors need to research this before they invest. It is important to look at the company’s track record and forecasts for future dividend growth. Use our find investments page to look at these figures and then checking the fundamentals and forecasts section. Three top tips Investors should try and have a spread of stocks across different sectors. Dividend yield, although listed in most papers and financial websites is net dividend – the dividend divided by the share pricee. Dividend cover is important. This is the earning per share divided by the dividend. It gives an indication of a company’s ability to pay dividends and as a rule a ratio of over two is preferable. Investing for growth Then there are investors who are primarily interested in capital appreciation - looking for rises in the share prices. These investors would naturally look at companies with growth prospects and these tend to be in sectors that are also experiencing growth. A company that is growing tends to pay less in dividends (sometimes none at all) because earnings are retained for further investment into research and development or expansion plans. Generally when looking for growth, investors will have to accept a higher level of risk as these companies tend to be small to mid-cap companies. They offer the prospect of huge returns, but also have the potential to lose large amounts of the capital invested. Stocks don’t just fall into two categories – growth or income, they can be a mixture of the two. A useful measure is the price to earnings multiple. This helps compare similar companies to determine whether one is better value than the other or not. For companies who are growing, the price to earnings tends to be higher. This is because the current earnings level may be low but expected to grow strongly over time; therefore this growth is accounted for in the current share price.
Dividend Yield Explained
This video will teach you what dividend yield is, how to calculate it and why it's important. Dividend yield is the dividend, relative to the price of the investment. What are dividends? Check out the previous video: https://www.youtube.com/watch?v=8s_8O99dNC0 Twitter: https://twitter.com/MrSoniBros Facebook: https://www.facebook.com/mrsonibros Didn't hear me properly? This is what I was saying: Today we're going to be learning what dividend yield is. We already know what a dividend is from the previous video, now we just need to know the yield part. If you don't know what a dividend is, just click on the word dividend to watch the previous video, and then come back to this video. Let's use the hypothetical company from the last video, Soni's Shawarma. Soni's Shawarma is a restaurant chain that has thousands of restaurants across the country, and obviously, sells shawarmas. Soni's Shawarma pays a quarterly dividend of $0.25. Which means in a year, it pays a total dividend of a dollar, since 25 cents every 3 months adds up to a dollar every year. So we know how much Soni's Shawarma pays in dividends for every share that we own, but we don't know how much it costs to buy one share of Soni's Shawarma. What if I told you that one share of Soni's Shawarma costs $1000. Yes, $1000 to buy 1 share of Soni's Shawarma, and it only pays us one dollar in dividends every year. What if I told you that one share of Soni's Shawarma costs only $20. $20 for one share, and it pays us one dollar in dividends every year. Which one would you rather pick? I would pick the $20 share that pays me $1, instead of the $1000 dollar share that pays me $1. Why, because it has a greater yield! Yield is simply the dividends we get, relative to the price of the share. That's not a dictionary definition, it's my definition for this case. So now let's calculate the yield of these two options, let's start with the $1000 share. If one share of Soni's Shawarma costs $1000 and In one year, it gives us one dollar, the annual dividend is one dollar. So to calculate the yield, we need to take the dividend, and divide it by the price. So the dividend of one dollar, divided by the price of $1000, equals 0.001, which can also be expressed as 0.1%. So the dividend yield in this case is 0.1%. Now let's move on to the next case. If one share of Soni's Shawarma costs $20 and in one year, it gives us one dollar, the annual dividend is one dollar. Just like before, to calculate the yield, we take the dividend and divide it by the price. So the dividend which is one dollar, divided by the price, which is $20, equals 0.05, which is another way of saying 5%. So that's dividend yield, the dividend relative to the price. The $20 share has a yield of 5%, that means I'll be getting 5% of the money I paid every year. It means 5% of the price, will be paid to me in dividends. With the $1000 share which has a yield of 0.1%, it means I'll be getting 0.1% of the money I paid, every year. It means 0.1% of the price, will be paid to me in dividends. So which one would you rather pick? Would you rather have your dividends equal 5% of the price you paid, or would you rather have them equal only 0.1% of the price you paid. I would rather have them equal 5% of the price I paid, because I get more money relative to the price I paid. If we're only looking at dividends, paying $20 to get an annual dividend of $1, is better than paying $1000 to get that same annual dividend of $1. Remember, stock prices change every day, so that means, dividend yield will also change every day. If its $20 to buy a share that has an annual dividend of $1, it has a yield of 5%. If tomorrow, the price of that same share goes up to $21, then we divide 1 by 21 to get a yield of 4.76%. So as prices change, so does the yield, as dividends change, so does the yield. So now you know what dividend yield is, how to calculate it, and why it's important. If you liked this video, please make sure to hit that subscribe button. Thank you.
Views: 182423 Soni Bros
My top 10 Dividend ETFs yielding 2% or more [Passive Income investing]
I have taken a look at all the top dividend ETFs and picked out the 10 best ones! This list is based on dividend payout, expense ratio, exposure, payout rate and commission-free platforms. List includes VYM, SCHD, HDV, DVY, VEA, VWO, QQQC, TDIV, IPAC and VGK. I have picked different kinds of ETFs, so not just broad US ones. A dividend is great and so are ETFs, so this is a strong combination. Investing for all is a project seeking to provide basic information about how and where to invest in stock market. The stock market is a safe place to put your money and has given great returns over hundreds of years. I often touch on topics such as Investing for beginners, stock recommendations, ETFs, stock market basics, how to find and evaluate new stocks etc. Stocks go up and down, don't invest simply based on what you hear or see in my videos. I might have a bias towards stocks I talk about, but I try informing my viewers when this might be the case. My personal stock portfolio currently consists of the following stocks: Activision Blizzard Apple Alibaba Amazon DNB BOTZ ETF Hannon Armstrong sustainable infrastructure Intel Corporation JPMorgan Lockheed Martin LIT ETF Nvidia Taktwo Interactive Vanguard small-cap growth ETF Waste Management Square Inc
Views: 2888 Investing for all
P/E Ratio explained in hindi - By trading channel
hello, friends today's video concept is what is P/E ratio and what is benefits this ratio.
Views: 245535 Trading Chanakya
Retirement Income: Building an Investment Roadmap for Your Retirement
Retirement income planning is difficult to do and often ignored until retirement is staring you in the face. This educational video covers five of the primary retirement planning pitfalls that can potentially derail your retirement plans, as well as develops an investment roadmap to assist you in planning for your retirement income needs.......Jim Koch 925-526-5624 or [email protected] Additional resources: Slide Deck: (http://goo.gl/OOdfyT) Website: (http://www.kochcapital.com) Blog: (http://www.invest-assist.com/)
Views: 16326 Jim Koch
How To Buy Multiple Investment Properties
How do you buy multiple investment properties. This is the big secret to using real estate to build real wealth. When I bought my very first house, my mentor taught me to do 3 specific things. I followed his instructions exactly. Because I did those 3 things exactly, I was able to buy a second property, and a third, and a forth. Watch this video and you'll learn what those things are, and learn from my experience. If you go into real estate, you want to do it right so you can buy multiple properties. Watch and Enjoy! Kris Krohn & Nate Woodbury WORK WITH KRIS: ======================== Limitless 3 Day Event: http://bit.ly/2j5r8wM Get Personal Mentoring: http://bit.ly/2lPGp9d Partner on Property with Kris: http://bit.ly/2lPGp9d Real Estate Investing Help: http://bit.ly/2lPGp9d Free Real Estate Audiobook: http://bit.ly/2oiORxy Free Conscious Creator Audiobook: http://bit.ly/2sZmaYU EQUIPMENT ======================== Camera: http://amzn.to/2oRnnAA Favorite Lens: http://amzn.to/1QEqTF4 External Mic: http://amzn.to/1Sx8Jq0 Camera Backpack: http://amzn.to/2oy5JAR MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 Support This Channel: ======================== ==SUBSCRIBE== http://bit.ly/1TOqKBN ==LIKE== Your "Likes" help more people find our videos. ==COMMENT== Comment and ask Questions ==PATREON== https://www.patreon.com/REInvestorTV ==AMAZON== Any time you plan on making a purchase on Amazon, visit one of my videos first, and click one of the 'amzn' links above. Then, anything you navigate to and purchase in the next 24 hours on Amazon, will give this channel a small percentage. Thanks for your support!!! ======================== Video by Nate Woodbury (The Hero Maker) BeTheHeroStudios.com http://YouTube.com/NateWoodburyHero
WATCH ME Make a $50,000 Income Dividend Portfolio: Introduction What is P/E Ratio
SUPPORT SHAKAAMA LIVE: http://bit.ly/patronshak POWERNOMICS: http://bit.ly/powernomics SUBSCRIBE: http://bit.ly/shakaama2 MY TWITTER: https://twitter.com/Kevin_Cardinale MY FACEBOOK: http://bit.ly/fbkcardinale http://www.lasvegasnevadadui.com/ MY BLOG: http://shakaama.blogspot.com/ MY PINTEREST: http://www.pinterest.com/shakaama/ The $50,000 Income Dividend Portfolio: Introduction What is P/E Ratio
Views: 3456 Shakaama
DIVIDENDS! | The Easiest Way to Get Rich #1
*** LINKS BELOW *** In this first video I explore the basics surrounding dividends and a few reasons why they should be actively sought out. Dividend paying stocks make your money work for you and are a great source of passive income! Check out my BLOG: https://dividendinvestorweb.blog Follow me on Twitter: https://twitter.com/DividInvestor Google +: https://plus.google.com/u/0/+DividendInvestor Youtube: https://www.youtube.com/c/DividendInvestor GREAT BOOKS on dividends and investing! - Thinking, Fast and Slow: http://amzn.to/2qec9Hj - Get Rich With Dividends: http://amzn.to/2pU2WTm - The Intelligent Investor (a Warren Buffett favorite): http://amzn.to/2pomvQN - The Neatest Little Guide to Stock Market Investing: http://amzn.to/2poqgpi - The Wealthy Barber: http://amzn.to/2qe044S - Technical Analysis for Dummies: http://amzn.to/2qQeTXu - Fundamental Analysis for Dummies: http://amzn.to/2pornVU
Views: 324130 Dividend Investor!
Dividing Partnership Income Chapter 12
PR 12-2 A Dividing Partnership Income In this example i show income is divided in the following ways. a. Equal division. b. In the ratio of original investments. c. In the ratio of time devoted to the business. d. Interest of 12% on original investments and the remainder equally. e. Interest of 12% on original investments, salary allowances of $32,000 to Dyer and $64,000 to Salinas, and the remainder equally. f. Plan (e), except that Salinas is also to be allowed a bonus equal to 20% of the amount by which net income exceeds the total salary allowances. Financial Accounting 202
Views: 3689 Alexander Young
P/E Price Earnings Ratio Analysis in 10 minutes: Financial Ratio Analysis Tutorial
Clicked here http://www.MBAbullshit.com/ and OMG wow! I'm SHOCKED how easy.. No wonder others goin crazy sharing this??? Share it with your other friends too! Fun MBAbullshit.com is filled with easy quick video tutorial reviews on topics for MBA, BBA, and business college students on lots of topics from Finance or Financial Management, Quantitative Analysis, Managerial Economics, Strategic Management, Accounting, and many others. Cut through the bullshit to understand MBA!(Coming soon!) P/E Price Earnings Ratio in 10 minutes: Financial Ratio Analysis Tutorial http://www.youtube.com/watch?v=Zu-D8oWJ5uU
Views: 66251 MBAbullshitDotCom
Calculating Numbers on a Rental Property [Using The Four Square Method!]
Learn how to analyze a rental property with the unique "four square" method and make sure your next rental property investment is a cash cow! In this video from BiggerPockets.com, Brandon Turner (author of The Book on Rental Property Investing and co-host of the BiggerPockets Podcast) shares with you the step by step method for determining the monthly cash flow and cash on cash return for any rental property investment. Calculating the numbers on a rental property doesn't need to be difficult - and this video proves it.
Views: 878881 BiggerPockets
Understanding Mortgage Debt to Income Ratios | It's Not Rocket Science
Do you understand mortgage debt to income ratios and what it means to you when trying to get a new mortgage? Don Carriker with IWantAGreatHomeLoan.com goes through DTI (Debt to Income) in this episode of "It's Not Rocket Science". After watching this video you should better understand the mortgage process and how your DTI can greatly affect the amount of money you can borrow for your next mortgage. This is why it is very important to get approved for your home loan before you start looking for a new home. You don't want to put the cart before the horse. In other words, you don't want to find your dream house only to find out that you can't afford it because you weren't pre-qualified. Get pre-qualified today by a highly qualified loan officer and know what you can afford.
How To Analyze Stocks - Income Statements For Dividend Investors (Part 2)
Do you want to invest in the stock market? Specifically, do you want to invest in dividend stocks, those that pay out cash dividends (passive income) to shareholders? If your answer is "yes", but you don't know how to analyze stocks, then today's video is for you! Today's video shares my very personal strategy on how I analyze stocks before buying them in my own portfolio. I cover income statements in great depth. Building upon my last video, it's time to get quite technical. It's a deep dive into income statement analysis for dividend growth investors. Specifically, I cover: * What is an income statement? * Where can one find an income statement? (10-Q and 10-K are both covered.) * How I analyze revenue (also known as sales or top line growth)? * Cost of good sold, gross margin, and gross margin percentage. * Operating profit and operating margin, two important metrics in my analysis of Kimberly-Clark (KMB), the stock example used in today's video. * Net margin and net margin percentage. * Outstanding shares and share buy-backs. Good share buy-backs and bad ones are both covered. (I dislike when companies take on debt to buy back their own shares, but I'm totally happy when they use a portion of net income to do so.) * My investigative stock analysis methodology where I become an income statement sleuth. You get to experience my personal stock analysis in real-time. This video is the most technical one I have recorded so far, out of all my personal finance videos. It is also arguably the most exciting. This video embodies my analytical style in selecting dividend growth stocks for cash flow. Today's video is part two in my stock analysis series. If you have not watched part one yet, you may wish to do so. Part one covers my top filters placing a stock on my watch list: https://www.youtube.com/watch?v=DP6_mtdDYBI Disclosure: I am long Kimberly-Clark (KMB). I own this stock in my portfolio. Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions. All content on my YouTube channel is (c) Copyright IJL Productions LLC.
Views: 6645 ppcian
How to Calculate Numbers on a Rental Property
Discover our straight-forward and easy to use formula for calculating the numbers on a prospective rental property purchase. Welcome to Hipster’s first how-to video! I’m going to show you how to run quick numbers on a rental property. You can use this easy and fast formula for any property you’re looking at. I'll be behind the scenes doing the calculations on my white board and calculator (yes, it really is that big!) to show you how it works. This is an actual rental property I'm using as an example, including the actual purchase price and numbers. (You have to love my handwriting!) You always want to verify the numbers you run before you buy any property (for example, with a property manager), but it helps to do your homework first. This particular house is in Indianapolis and gets $1,075 in rent. It was built in 2002. Super cute little house: three bedroom, two bath. But all we care about right now is the numbers… Want to know more about the latest deals? Subscribe to our Newsletter: http://goo.gl/41tmRK ----- Are you a responsible professional ages 30-49 and want to make smart investments? Have you thought about real estate investing but ruled it out because it sounded complicated or risky? Do you want to grow your money, but are worried about scams and ripoffs? Are you a cool person who I’d just enjoy saying “hi” to? If you answered "YES" to any of those questions, then we should talk. I help people just like you to find smart, safe, passive real estate investments so your money is working hard for you, even if you lack real estate investing knowledge. If you're cautious or nervous, then I can help you get educated on the best real estate investments possible and guide you towards getting that first investment property under your belt. When the passive income starts flowing, you'll be hooked and be ready for more properties, and I can introduce you to actual high quality deals and partners that I would, and do, actually invest in myself. I promise, I won’t refer you to anyone I haven’t personally bought through myself. (true story)
Views: 352611 Hipster Investments
PE Ratio (Price to Earnings Ratio) - Explained in Hindi (2018)
PE Ratio or Price to Earnings Ratio is explained in hindi. P/E Ratio and EPS (Earnings Per Share) are important metrics to assess the right value of a share or stock. Related Videos: Earnings Per Share (EPS): https://youtu.be/SDXp64flfJI PE Ratio or Price Earnings Ratio को हिंदी में समझाया गया है। Share or stock की right value को assess करने के लिए P/E Ratio और EPS (Earnings Per Share) important metrics हैं। Share this video: https://youtu.be/pmd1kb-D1jE Subscribe To Our Channel and Get More Finance Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g To access more learning resources on finance, check out www.assetyogi.com In this video, we have explained: What does PE ratio mean? How to calculate Price to Earnings ratio? What is PE ratio formula? What is Earnings Per Shares? Why EPS is an important metric? What is price per share? What does low P/E and high P/E mean? How to check PE ratio the right way? Why PE is high or low? Is low PE ratio good? How does PE ratio help in stock valuation? How to know if share is expensive or inexpensive? Make sure to like and share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Instagram - http://instagram.com/assetyogi Twitter - http://twitter.com/assetyogi Facebook – https://www.facebook.com/assetyogi Google Plus – https://plus.google.com/+assetyogi-ay Pinterest - http://pinterest.com/assetyogi/ Linkedin - http://www.linkedin.com/company/asset-yogi Hope you liked this video in Hindi on “PE Ratio (Price to Earnings Ratio)"
Views: 3212 Asset Yogi
What you need to know about "debt to income ratio"
The reserve bank has made clear that it wants to restrict how much New Zealanders can borrow compared to what their income is. So what does that mean for first home buyers? How much can you borrow? JB breaks it all down here.
Investing For Financial Freedom: How Much? (Dividend Growth Stocks)
A 40-year-old subscriber just asked how much money he needs to invest to reach financial freedom. Specifically, he wants to pay for all of his living expenses via dividends. Today's video discusses this very topic from a variety of angles. In particular, I cover: * The value of starting as early as possible with dividend growth investing. I personally invest for dividend checks and cash flow. * How time can be even more valuable than capital invested in the stock market. * Why it's important to have clear goals. When do you want to achieve financial freedom? * How it's easy to get started building passive income with dividend growth stocks with as little as $25, via dividend reinvestment plans (or DRIPs). * How to determine the precise amount one needs to invest, using the power of a work back plan and a little modeling in Excel. * Two specific dividend income models, one for a 30-year-old and one for a 40-year-old. * I share the specific models and calculations to determine how much money one must invest for their desired level of dividend income. Today's video is a little more technical than the others. If you're serious about financial freedom, now is the time to model out your future. Start modeling out your dividend growth portfolio! As a related video, here's how to get started with dividend investing for as little as $25 per month: https://www.youtube.com/watch?v=WWdptrcEKGo Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions. All content on my YouTube channel is (c) Copyright IJL Productions LLC.
Views: 6548 ppcian
Residual Income | Managerial Accounting | CMA Exam | Ch 11 P 3
Residual income, common fixed cost, Return on investment, ROI, segment margin, traceable fixed cost, decentralization, cost center, profit center, investment center,Present value of single amount, present value of annuity, ordinary annuity, annuity due, future value of annuity, future value of annuity, return on investment, net present value, NPV, internal rate of return, IRR, payback period, cost of capital, capital budgeting, simple rate of return, Ratio analysis, book value per share, return on stockholders equity, return on equity, payout ratio, retention ratio, financial statement analysis, profitability ratio, long term solvency ratio,
P/E Ratio Explained for Beginners
Today I talk about the P/E ratio! I explain how it is calculated as well as what the number means in terms of modern day investing! Are low P/E stocks truly the best investments? TWITTER: https://twitter.com/WealthyAussie Feedback: [email protected]
Views: 17959 Aussie Wealth Creation
🏦 DTI or Debt to Income Ratio for Mortgage Loan💰Calculation | Bank Lender's Perspective Explanation
DTI or debt to income ration is a tool banks use to approve a mortgage loan application. ➜https://amzn.to/2K56zh6, I read various books that give financial tips like Rich Dad Poor Dad and knowledge is power. Today I will be talking about what is debt to income ratio? It is basically a tool used by lenders to gauge the amount of risk you are to them. Based on your calculation of debt to income banks can figure out if you are the perfect candidate for a certain mortgage home loan or other investment loans you may be interested in. Generally a debt to income ratio below 40% is desirable. The higher your debt to income ratio is the higher risk you are to lenders and the lower your debt to income ratio makes you more qualified for loans from your lender. It is really easy to calculate your debt to income ratio. You just take your debt and divide it by your net income after taxes then times it by 100 to get you DTI percentage.
Views: 178 Vibrant Deals
How to Calculate ROI (Return on Investment)
Watch more How to Start a Business videos: http://www.howcast.com/videos/437106-How-to-Calculate-ROI-Return-on-Investment Return on investment, or ROI, is the overall profit made on an investment expressed as a percentage of the amount invested -- one of the most important gauges of business success. Learn how to figure out your ROI. Step 1: Determine net profit Determine the company's net profit, also known as net earnings. Tip Make sure not to confuse net profit with gross revenue. Step 2: Calculate total investment Calculate the total investment, which can be found by adding total debt to total equity. Step 3: Multiply by 100 Divide the net profit by the total investment and multiply by 100 to find the basic return on investment. If the net profit is $100,000 and the total invested is $300,000, then the return on investment would be 33 percent. Step 4: Compute stock ROI Compute the return on stock investments with a variation of the basic formula. Step 5: Find the value Imagine you invest $5,000 in a company. One year later, the stock's value has risen to $5,200 and you earn $100 in dividends. Use the new formula to calculate your ROI at 6 percent. Did You Know? In 1919, the DuPont company developed their own ROI formula, known as the DuPont Formula.
Views: 31635 Howcast
DEBT RATIO - Understanding your DEBT TO INCOME Ratio
There’s good debt vs bad debt. In this video, I talk about a lender’s top concern which is your debt to income ratio. 🔴 SUBSCRIBE for more personal finance and development tips! 🙌🏼 💎TOOLS MENTIONED IN TODAY’S SHOW — Looking to increase your financial knowledge check out my ebook "3 Simple Steps to Achieve Your Ideal Financial Outcome" at djhendersonsr.com/ebook. 💎EXPERIENCING FINANCIAL CONTENTMENT — Financial contentment is about putting your money where your heart is. "Experiencing Financial Contentment" is the podcast for people that are: - tired of "doing more" and "having less", - weary of the "rat race" and unsatisfied with the "status-quo", - willing to take the "red pill" and leave the MATRIX of AVERAGE, - ready to develop a mindset around money that provides financial independence through changed behaviors, and - use their money to support a life of meaning and purpose. Send us feedback at: [email protected] Get Alerts at: http://bit.ly/FLBCSubscribe On Itunes at: http://bit.ly/FLBC_Itunes 💎ABOUT ME — I’m Dominique Henderson and I’m on a mission to help you find true happiness in life around what you save, spend and invest. I want you to feel certain about achieving your financial goals with a system that will help you manage your behaviors around money. I'd love to meet you! 💎TAKE MY FREE QUIZ TO DETERMINE THE STRENGTH OF YOUR FINANCIAL HOUSE — http://bit.ly/financial-house-quiz 💎VISIT MY WEBSITE — https://djh-capital.com/ 💎READ MY BLOG — http://www.djhendersonsr.com 💎CONNECT WITH ME ON SOCIAL MEDIA — https://www.facebook.com/djhcapital/ https://www.instagram.com/dominiquehendersonsr/ https://twitter.com/DomHendersonSr https://www.linkedin.com/in/dhendersonsr/ 💎MORE ABOUT ME — I’ve spent nearly two decades in financial services building a diverse skill set in: strategy, data analysis, investment research, portfolio management, and financial planning. Prior to founding my firm, DJH Capital Management, LLC. A registered investment advisory firm that provides financial planning and wealth management services, I spent years in institutional fixed-income trading circles, real estate, and the back office of one of Dallas’ premier hedge fund managers. Now as my own boss, I use my expertise to build financial plans and investment portfolios that help clients find greater financial contentment in their lives. My goal is to see you WIN with your hard-earned capital. My financial advice has been featured on US News & World Report, Yahoo, GoBankingRates.com, and Investopedia’s Advisor Insights. I use this YouTube channel as a platform to promote financial literacy, economic empowerment, and personal development. #dominiquehenderson #personalfinance #financialfreedom #finance #financialadvisor #financing #financialliteracy #personaldevelopment © 2018 DJH Capital Management, LLC. Hosted By: Dominique J. Henderson, Sr., CFP®
Monthly Dividend Income Payers
Check out the list of 42 Monthly Dividend Stocks here: http://dailydividendinvestor.com/monthly-dividend-companies/
The fastest way to value an income stock - MoneyWeek Investment Tutorials
Dividend stocks are a good bet with interest rates at rock bottom. But how do you find a bargain? Tim Bennett introduces one of investing's simplest valuation techniques – the Gordon Growth Model.
Views: 45286 MoneyWeek
How to Make a $50,000/yr Dividend Income Producing Portfolio
SUPPORT SHAKAAMA LIVE: http://bit.ly/patronshak POWERNOMICS: http://bit.ly/powernomics SUBSCRIBE: http://bit.ly/shakaama2 MY TWITTER: https://twitter.com/Kevin_Cardinale MY FACEBOOK: http://bit.ly/fbkcardinale http://www.lasvegasnevadadui.com/ MY BLOG: http://shakaama.blogspot.com/ MY PINTEREST: http://www.pinterest.com/shakaama/ How to Make a $50,000/yr Dividend Income Producing Portfolio
Views: 9096 Shakaama
Beyond Cost-to-Income Ratio In Nigerian Digital Banking And Fintech
Tekedia Daily w/ Ndubuisi Ekekwe http://tekedia.com/daily/
Views: 146 Fasmicro Group

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