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Search results “Mortgage broker in canada”
Canada mortgage: learn the basics
 
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What is a mortgage, and which lending provisions are right for you? Learn about down payments, the difference between a mortgage term and amortization, types of mortgage rates, and the benefits of a mortgage broker.
Views: 46408 Ratehub.ca
How do mortgage brokers get paid in Canada?
 
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A borrower asked me a very important question a few days ago - a question not many ask. "Do you submit my application to the lender that pays you the most?" Tune in for the answer.
EVERYTHING You Need to Know About Canada's New  Mortgage Rules 2018!
 
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EVERYTHING You Need to Know About Canada's New Mortgage Rules 2018! Huge thank you to Daniel Patton from Butler Mortgages, for coming in and talking with us about the new Canadian mortgage rules for 2018. 2018 has brought a lot of changes in respects to Canada's new mortgage rules and Daniel did an excellent job coving our communities most-asked questions. Daniel's contact info is listed below: https://www.butlermortgage.ca/ (905) 844-7205 ➢Subscribe for more free Real Estate investing tips:  https://www.youtube.com/channel/UCOP1-dfr_wbaV5GFk4Fmbjg?sub_confirmation=1 ➢Share this video with a YouTuber friend: https://youtu.be/WQlW7kzz35w ➢My most recent upload: https://youtu.be/KzwWhMmUeRg ➢The Rochester Project - Why I destroyed a perfectly good home: https://www.youtube.com/playlist?list=PLzxH7hepT9ztRanpavfIo3F1Xj66Egwoj ➢Sign me up for the FREE Report "The Top 7 Mistakes That Even Most Experienced Flippers Can Make”: http://www.thefurtadogroup.com/renovateorrelocate ➢Register me to attend a FREE Toronto Canada class: http://www.thefurtadogroup.com/renovateorrelocate ➢Meet The Team: http://www.rubenfurtado.com/our_team Thanks for helping support the channel! Follow & Contact Me Here: ➢Email: [email protected] ➢Instagram: https://www.instagram.com/thefurtadogroup/ ➢Facebook: https://www.facebook.com/thefurtadogroup/
Views: 1519 thefurtadogroup
Starting Your Business as a Mortgage Broker or Mortgage Agent Part1: Prospecting Strategies
 
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hhttp://www.richgrof.com/ Are you a new Mortgage Broker in Canada or Loans Officer and find yourself wondering what sales techniques to use to build your business success? Well stop wondering; you're in the right place! In this training video Master Sales Coach Rich Grof gives a proven sales techniques and coaching tips on how to develop your business as a Mortgage Broker or Loans Officer. Rich will cover all the steps you need to go through to get the basics on how to make set up your business and increase your sales. This is Video 1 of 9 in a basic sales training series called "Starting Your Business as a Mortgage Broker" (don't to forget to check out our level 2 sales coaching & training series called "Winning Your Sales Prospect") STARTING YOUR BUSINESS AS A MORTGAGE BROKER Basic - Training & Coaching **Video 1 - Prospecting Strategies http://youtu.be/kkTEDE5NKY0 **Video 2 - Marketing Strategies http://youtu.be/aQ-b_SYsb_4 **Video 3 - Networking http://youtu.be/J14lyOufYtE **Video 4 - Referral Marketing http://youtu.be/3IVKj8WzFoY **Video 5 - Cold Calling & Finding "NOW" Opportunity http://youtu.be/KV0pgIBiAV4 **Video 6 - Strategic Alliances http://youtu.be/RXULoYMEUCI **Video 7 - Data Base Marketing http://youtu.be/ZEcZqjSvJ4U **Video 8 - The Sales Process http://youtu.be/VFu55OfsYYc **Video 9 - Mortgage Process Technical Training http://youtu.be/XNY4Q0Epwws WINNING YOUR SALES PROSPECT Intermediate - Training & Coaching **Video 1 - The Sales Discovery Process http://youtu.be/nwjQN7jAenI **Video 2 - Your Ideal Sales Prospects http://youtu.be/QAg5R6Q1wrQ **Video 3 - Learning the Power of Your Clients Emotion Hook & Emotional Language http://youtu.be/eDZRRizLeW4 **Video 4 - Interest Rate Objections http://youtu.be/MynqX67pt_4 Join our channel - subscribe here https://www.youtube.com/user/richgroftv?sub_confirmation=1 If you have enjoyed our video, please like it and leave a comment about what other videos you may be interested in. Your help in creating great, relevant content is greatly appreciated. For Mortgage Brokers in Canada and Loans Officers in the United States and all over the world.
Views: 25343 Rich Grof
Bank Vs Broker. Getting a Mortgage In Canada
 
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Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions. Mortgage professionals work for you, and not the banks; therefore, they work in your best interest. From the first consultation to the signing of your mortgage, their services are free. Visit Us online www.mortgageapplyonline.ca Ph: 780-466-9898
Views: 2652 Mortgages by Sunny
$50m of sales in his 1st year as a Mortgage Broker!
 
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"We are in the business of prospecting loans, not processing loans." In his first year as a mortgage broker, Bernard Desmond is on-track to write $50m in sales. This multi award-winning broker reveals the 2 things he has built his business on that are crucial for success. Share this with a broker you know and inspire them. Login to the Real Estate Gym for the full interview: https://realestategym.com.au/ Facebook: https://business.facebook.com/tompanos.training/ Instagram: https://www.instagram.com/tom_panos/ Twitter: https://twitter.com/tompanos LinkedIn: https://www.linkedin.com/in/tompanos/ Website: https://www.tompanos.com.au/
How to Get a Mortgage in Canada - Mortgage Math #1 with Ratehub.ca
 
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http://www.ratehub.ca - If you want to get a mortgage in Canada, you first need to qualify. True North Mortgage Broker James Laird explains what lenders look at to qualify homebuyers. 0:31 Factor 1: Credit Score 0:57 Factor 2: Down Payment 2:58 Factor 3: Debt Service Ratios ABOUT MORTGAGE MATH: Whether you're a first-time homebuyer or a veteran homeowner, learning the ins and outs of the home buying process and the Canadian mortgage market can be a big undertaking. Produced by Ratehub.ca and The Loop by Sympatico.ca, Mortgage Math is an all-new video series dedicated to giving viewers all of the information and tools needed to navigate through the world of mortgages and homeownership. Featuring some of Ratehub.ca's best and brightest partners, you'll not only learn about seven different aspects of the home buying process -- like how to qualify for a mortgage, compare fixed and variable rates, and calculate CMHC insurance -- but also follow along as our experts perform the related calculations in real-time on a whiteboard. WATCH THE OTHER MORTGAGE MATH VIDEOS: 1. How to Get a Mortgage in Canada - http://youtu.be/_mEp2ucQBy0 2. How to Calculate Debt Service Ratios - http://youtu.be/wz3qSoBGjp0 3. The RRSP Home Buyers' Plan - http://youtu.be/f5iz26AflGI 4. Fixed and Variable Mortgage Rates - http://youtu.be/2Ru3ejpFS3o 5. How to Calculate CMHC Insurance - http://youtu.be/GncRSX7BUvM 6. How to Calculate Land Transfer Tax - http://youtu.be/xOf2dASV5nw 7. Mortgage Payment Options in Canada - http://youtu.be/auS2HWiWD9w
Views: 37939 Ratehub.ca
10 Questions You Should Ask Your Mortgage Broker (Ep268)
 
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What questions should I ask a mortgage broker? If you’re dealing with a mortgage broker there’s some questions that you should ask both on your first meeting with the mortgage broker and throughout working with your mortgage broker to make sure that you’re getting the best service possible. I’m going to go through 10 different questions that you can ask your broker to make sure you’re getting the loan that you need and the service that you want. The first question that I think everyone should ask a mortgage broker is a pretty straightforward one. And that’s, “How much will it cost me?” Most mortgage brokers actually work for free. So it doesn’t actually cost you anything in order to do it. They get money because they are paid by the banks when you successfully get a loan. So they get a small commission of the loan that you apply for and if you get it. So most mortgage brokers will work for free and it won’t cost you anything. However, there are some mortgage brokers out there who do require deposits or who do require you to pay. So, it’s important to ask, “How much will this cost me?” when assessing which mortgage broker you want to go with. Another question that you want to ask the mortgage broker is simply, “How much do you earn in commission from me and from my loan?” This is less to understand exactly how much they make. If you want to understand how much mortgage brokers make, I’ve done an episode on that, which you can check out at onproperty.com.au/172. And you can see what percentage of commissions they make and things like that. But it’s more to understand whether or not they’ll be willing to give you this information. A transparent mortgage broker is someone that’d be willing to give you this information and you know that they have your best interest at heart. If they skirt around this issue and they don’t tell you how much they earn. Well then that would send out red flags for me because I can’t trust them to put my best interest at heart because there are some circumstances where one loan will earn them more money than a loan that could potentially be better for me but not as good for them. So, I’m just trying to establish whether or not this mortgage broker is someone that I can trust. And by asking them the big question, the money question, “How much will you earn from me?” That’s a great way to understand whether or not you can trust them. So ask that question and see how they respond. ------------------------------------------- http://onproperty.com.au/268 - View the full transcription and audio version of this episode. http://onproperty.com.au/free - See real positive cash flow property listings
Views: 17012 On Property
Mortgage Payment Options in Canada - Mortgage Math #7 with Ratehub.ca
 
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http://www.ratehub.ca - In Canada, there are a number of mortgage payment options. Mortgage Centre Broker Chris Molder explains the most popular mortgage payment options and their effects. 1:00 Monthly Mortgage Payments 1:16 Bi-weekly Mortgage Payments 1:55 Accelerated Bi-weekly Mortgage Payments 2:33 Calculating Your Annual Payment Amounts ABOUT MORTGAGE MATH: Whether you're a first-time homebuyer or a veteran homeowner, learning the ins and outs of the home buying process and the Canadian mortgage market can be a big undertaking. Produced by Ratehub.ca and The Loop by Sympatico.ca, Mortgage Math is an all-new video series dedicated to giving viewers all of the information and tools needed to navigate through the world of mortgages and homeownership. Featuring some of Ratehub.ca's best and brightest partners, you'll not only learn about seven different aspects of the home buying process -- like how to qualify for a mortgage, compare fixed and variable rates, and calculate CMHC insurance -- but also follow along as our experts perform the related calculations in real-time on a whiteboard. WATCH THE OTHER MORTGAGE MATH VIDEOS: 1. How to Get a Mortgage in Canada - http://youtu.be/_mEp2ucQBy0 2. How to Calculate Debt Service Ratios - http://youtu.be/wz3qSoBGjp0 3. The RRSP Home Buyers' Plan - http://youtu.be/f5iz26AflGI 4. Fixed and Variable Mortgage Rates - http://youtu.be/2Ru3ejpFS3o 5. How to Calculate CMHC Insurance - http://youtu.be/GncRSX7BUvM 6. How to Calculate Land Transfer Tax - http://youtu.be/xOf2dASV5nw 7. Mortgage Payment Options in Canada - http://youtu.be/auS2HWiWD9w
Views: 27862 Ratehub.ca
Mortgage Changes in Canada Effective Jan 1, 2018
 
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Meech talks with Danielle Franke - Mortgage Broker. Find out the crucial things you need to know about the Mortgages changes that take effect on Jan 1, 2018. These new rules affect consumers seeking a conventional mortgage from a lender. So if you are putting 20% or more on the purchase of Real Estate in Canada, the underwriter will apply a stress test of the interest rate for a five year fixed PLUS 2% or the Bank of Canada Benchmark of 4.89% - WHICH EVER ONE IS HIGHER. You basically have to qualify at a higher rate. Don’t let this stop you from meeting your Real Estate Goals. Contact Michelle Patterson Nipp for more information. Special thanks to Danielle Franke - Mortgage Broker from Mortgage Sisters West - River City Financial Connect with Danielle http://www.mortgagesisterswest.ca ABOUT ME I am a mother to a beautiful boy - and before you ask - one and done. I’ve been married for 15 years to my incredible talented husband. I am self employed as a REALTOR for Maxwell Challenge Realty in Edmonton and I am passionate about serving people and helping them through the emotional rollercoaster that Real Estate is. I am known for being honest and a straight shooter. Another thing about me is that I was diagnosed with Sickle Cell Anemia when I was 2 years old. Sickle Cell Anemia is a genetic blood disorder that affects the red blood cells. Instead of being a normal round shape, some of my blood cells will form a sickle shape which leads to a host of problems. Follow me on my journey through life! CONNECT WITH ME: Website: http://www.michellenipp.com Instagram: http://www.instagram.com/meechiepie Facebook: https://www.facebook.com/meechnipp For more information on Sickle Cell Anemia visit: www.ourscfa.org Michelle Patterson Nipp
How to Get a Mortgage in Canada: Full Mortgage Broker Meeting
 
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Save yourself the trip out to an office and get all of your big mortgage and mortgage broker questions answered in this interview style video. Contact us with your specific questions! www.altrua.ca
Views: 188 Altrua Financial
Mortgage Broking 101 Training Video
 
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A 5 minute insight into a valuable training resource for Mortgage Brokers
Views: 4155 Mark Blundell
5 reasons to choose a Mortgage Broker over a Bank
 
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The 5 main benefits of using a mortgage broker instead of going directly to the bank. Let Mortgage Choice in Perth find the right loan for you.
How Much Does A Mortgage Broker Make? (Ep172)
 
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How much does a mortgage broker make per deal and how much do they tend to make per year? Mortgage brokers are paid on a commission basis from the banks or the lenders that supply you with your loan. So how much do mortgage brokers make? We are going to break this into two categories, firstly, how much they make per deal and secondly how much they generally make per year. Today we're talking about mortgage brokers and more specifically how much they make per deal and how much a mortgage broker tends to make per year. http://onproperty.com.au/172 - Visit the site for a full transcription and downloadable audio version of this video. ------------------------- Get More OnProperty All Over The Internet Podcast (iTunes): http://onproperty.com.au/itunes Podcast (Stitcher): http://onproperty.com.au/stitcher Instagram: http://onproperty.com.au/instagram ———————————— Want to learn the exact methods I use to find positive cash flow properties all over Australia? Sign up for the Positive CashFlow Academy today http://positivecashflowacademy.com
Views: 32306 On Property
What it Takes to Succeed as a New Mortgage Broker Agent
 
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http://www.richgrof.com/ Wonder what it will take to succeed? Master coach Rich Grof discusses with top Mortgage Broker, Nick L'Ecuyer of Mortgage Wellness Group (Barrie Ontario), on how to rise to the top of the brokerage industry fast. Together they identify the tips that can help you make this year a great year in your business.
Views: 14523 Rich Grof
Join Canada's Largest Mortgage Brokerage Network - Dominion Lending Centres March 10 2017
 
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Dominion Lending Centres is Canada's largest mortgage brokerage with offices coast to coast. Find out why we have seen such incredible growth through our robust resources, extensive training, industries best technology and the top support team
Views: 1619 DLCcanada
What does a Mortgage Broker do?
 
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Colton and Alex discuss what mortgage brokers do, and how they can benefit you. Calgary Mortgage Guys are powered by Canada Mortgage Direct.
Views: 2796 Calgary Mortgage Guys
Should I go to a Broker or a Bank?
 
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Colton and Alex discuss a few of the benefits of utilizing a mortgage broker instead of a bank. For more information please visit us at: www.CalgaryMortgageGuys.com There are a lot of reasons to utilize a mortgage broker over a bank. Better customer service is just the beginning. Aside from excellent service and availability, mortgage brokers have several advantages over banks: Mortgage brokers negotiate on your behalf with an array of lenders. This way we can compete the lenders offers against each other and leverage the best possible mortgage products for you. A bank's mortgage agent is salaried, so they are paid to negotiate only on behalf of the bank. A bank employee has no incentive to look out for your best interests, and is in fact paid to negotiate solely in the best interest of the bank. Bank employees are also salaried and have little incentive to deliver quality customer service - it just isn't essential to their business model. A mortgage broker is a singular point of contact for all of your mortgage needs. You will know exactly who to contact if you have any questions about your mortgage product or it's features. Calgary Mortgage Guys are powered by Canada Mortgage Direct.
Views: 9436 Calgary Mortgage Guys
How to become a Mortgage Broker in Alberta
 
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How to become a Mortgage Specialist in Alberta www.albertarealestateschool.com How to become a Mortgage Broker in Alberta There are 3 steps to a career as a mortgage broker in Alberta Step 1: Meet the minimum eligibility requirements Step 2: Complete the licensing course Step 3: Join a Brokerage Step 1 – Meet the eligibility Requirements Eligibility Criteria: • Be at least 18 years of age • Be a Canadian Citizen or have a valid Permanent Resident (PR) Card or Open Work Permit • Canadian high school diploma or equivalent (post college diploma or university degree) • Be proficient in English • Have a minimum of a Canadian High School diploma or assessed foreign equivalent To get started, please visit: www.myreca.ca Step 2 – Complete the Licensing Course Course 1 - Fundamentals of Mortgage Brokerage • This course covers a wide range of information foundational information related to mortgage brokerage in Alberta. The course is online through RECA. • Cost: $1400 Course 2 – Practice of Mortgage Brokerage • This course provides learners with the opportunity to apply their knowledge through practice-related scenarios that cover a wide variety of situations.  • This course is delivered online through the Alberta Mortgage Brokers Association (AMBA). Certified Criminal Record Check • Require a Certified Criminal Record Check (CCRC) • No older than 6 months at the time you submit an application for licensing • Expect 2 - 3 weeks for RECA to receive results Step 3 – Join the Brokerage • You’ve almost made it! The Real Estate Act requires you to be licensed under a Brokerage. • Complete the licensing and registration application Alberta real estate school tutoring provides you: * An in-depth understanding of the mortgage industry concepts * Support with assignments and unit quizzes * Summary Notes * Exam Preparation * Key areas of focus * Extra exam questions Save Time – Pass your exams faster so you can start your career right away Our structured programs helps you stay on track We are here for you, each step of the way 100 % Guaranteed Pass Contact Me: Raman Ph: 587-936-7779 www.albertarealestateschool.com
Welcome to CMB Canada Mortgage Brokers - Mortgage rates menu
 
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CMB Canada Mortgage Brokers provides residential and commercial mortgage approvals, mortgage rates, mortgage calculators, and mortgage approval guidelines.
Mortgage Broker In Toronto - Camille Mckenzie
 
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http://www.localbusinesstoronto.com/mortgage-broker-in-toronto-camille-mckenzie Mortgage Broker In Toronto - Camille Mckenzie This interview features Camille Mckenzie of Dominion Lending Centres -- YBM Mortgage Broker who is one of the leading Mortgage Broker In Toronto Canada, in this interview you will learn about the purpose of their business, the various clientele that they represent, how long they have been in business, the cases that they handle, and much more. mortgage broker, mortgage toronto, real estate brokers, mortgage company, toronto mortgage broker, toronto mortgages, mortgage brokers toronto, mortgage specialists, mortgage brokerage, toronto real estate broker, mortgages brokers To get the full transcript CLICK the link below : http://www.localbusinesstoronto.com/mortgage-broker-in-toronto-camille-mckenzie The link to this video: http://www.youtube.com/watch?v=9QasIK8LINo
Views: 2559 LocalBusinessToronto
How Much Does A Mortgage Broker Make?-Really!
 
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http://onlinewithjohn.com - How Much Does A Mortgage Broker Make? I can remember that for over 10 years I was mortgage Broker. When I was looking for a career I asked someone how much does a mortgage broker make? I was really excited when I found out. I made really great money for 10 years. Then it ended with the Mortgage Crisis. When somebody asks me how much does a mortgage broker make I tell them they made alot of money 5 years ago. You should click the link above and checkout my Internet Marketing Business
Views: 7219 John Richards
Mortgage Broker Canada: Ask These 5 Questions
 
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http://www.homerefinancecoach.com — Mortgage brokers Canada are a critical piece of the puzzle that can help determine whether your home refinance efforts are successful or not. Before you pony up all your private information, it's imperative that you find out which mortgage brokers in Canada are trustworthy. Here's how to research canadian mortgage brokers
Views: 5364 clife8
What is MORTGAGE BROKER? What does MORTGAGE BROKER mean? MORTGAGE BROKER meaning & explanation
 
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What is MORTGAGE BROKER? What does MORTGAGE BROKER mean? MORTGAGE BROKER meaning - MORTGAGE BROKER definition - MORTGAGE BROKER explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. As markets for mortgages have become more competitive, however, the role of the mortgage broker has become more popular. In many developed mortgage markets today, (especially in Canada, the United States, the United Kingdom, Australia, New Zealand and Spain), mortgage brokers are the largest sellers of mortgage products for lenders. Mortgage brokers exist to find a bank or a direct lender that will be willing to make specific loan an individual is seeking. Mortgage brokers in Canada are paid by the lender and do not charge fees for good credit applications. Many mortgage brokers are regulated to assure compliance with banking and finance laws in the jurisdiction of the consumer. The extent of the regulation depends on the jurisdiction. Only one state within the United States has no laws that govern mortgage lending. A mortgage broker works as a conduit between the buyer (borrower) and the lender (banks and non-bank lenders), whereas a loan officer typically works directly for the lender. Many states require the mortgage broker to be licensed. States regulate lending practice and licensing, and the rules vary from state to state. Most states require a license for those persons who wish to be a "Broker Associate", a "Brokerage Business", and a "Direct Lender". A mortgage broker is normally registered with the state, and is personally liable (punishable by revocation or prison) for fraud for the life of a loan. A loan officer works under the umbrella license of an institution, typically a bank or direct lender. Both positions have legal, moral, and professional responsibilities and obligations to prevent fraud and to fully disclose loan terms to both consumer and lender. Agents of mortgage brokers may refer to themselves as "loan officers". Mortgage brokers must also be licensed through the Nationwide Mortgage Licensing System and Registry (NMLS). The purpose of the NMLS is to improve and enhance mortgage industry supervision, create better communication from state to state, and to create consistency in licensing requirements and automate the licensing process to the greatest degree possible. Loan officers who work for a depository institution are required to be registered with the NMLS, but not licensed. Typically, a mortgage broker will make more money per loan than a loan officer, but a loan officer can use the referral network available from the lending institution to sell more loans. There are mortgage brokers and loan officers at all levels of experience.
Views: 1952 The Audiopedia
Canadian Mortgage Finders Vancouver Mortgage Brokers John Charbonneau and Patrick Wells
 
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http://www.canadianmortgagefinders.com Vancouver Mortgage Broker John Charbonneau and Patrick Wells provide a mortgage shopping experience far superior to the traditional method of shopping for a mortgage. Call us for a no cost no obligation initial consultation.
Rena Malkah - Mortgage Broker - Canada Today with Anjum Malik Ep4
 
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Canada Today Episode 4 Host: Anjum Malik Guest: Rena Malkah - Mortgage Broker - CYR Funding Inc. 11681
Views: 583 RawalTV
How to apply for your mortgage agent license in Ontario
 
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http://www.remic.ca/getlicensed Once you complete the REMIC mortgage agent course (RMAC), your next step is to join a mortgage brokerage and start your application to FSCO. For more information on how to become a mortgage agent in Ontario visit us at www.remic.ca Is a career as a mortgage agent right for you? Take REMIC's Career Quiz and find out now! - - http://www.remic.ca/rmacquiz
Become a Mortgage Broker with the Castle Mortgage Network Canada
 
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If you want to become a mortgage broker in Canada there is only one choice! Whether you are fully experienced or new to the industry, we have the training, support and commission programs you need for success! Head office in Winnipeg, Manitoba but coming too all of Canada. www.castlemortgagenetwork.ca
What's It Like To Be A Mortgage Broker
 
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https://www.nationwidefinance.com.au https://www.whyjames.com.au https://www.twitter.com/nationwide_co https://www.facebook.com/nationwidefinance I got an email the other day from a friend who is considering a career in the Mortgage industry. He asked me what it's like and if I have any tips for him so after I spoke with him I thought it'd be a cool idea to do a video on what it's like for a mortgage broker and give a few tips.
Views: 17937 James Tsimopoulos
A Day in the Life of a Mortgage Broker by Terry Kilakos, North East Mortgages
 
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Terry Kilakos, President of North East Mortgages and chartered mortgage broker in Montreal, Canada show a behind the scenes look into the life of a mortgage broker
Views: 1060 North East Mortgages
CMB Canada Mortgage Brokers Independent Mortgage Contractor
 
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CMB Canada Mortgage Brokers wants to help your mortgage business, not own it. Independent Mortgage Contractor
How to get pre-approved for a mortgage in Canada
 
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In this episode, we discuss how to get pre-approved for a mortgage in Canada Get your FREE guide from the experts before buying your next home: http://stories.brookfieldresidential.com/54-proven-expert-tips-you-need-to-know-today-before-buying-a-home We discuss the following questions:  - Steps to applying for a mortgage in Canada and  - What banks look for during the pre-approval process - Does type of job matter? Full-time? Part-time? Consultant? - Difference between mortgage specialists for banks and private organizations #mortgages #mortgageapproval #firsttimehomebuyer Prefer to read or need to take notes? See the transcripts: http://stories.brookfieldresidential.com/homebuyersschool/how-to-get-pre-approved-mortgage-in-canada If you want to learn more about mortgages and preapprovals, watch more videos in the playlist: https://www.youtube.com/watch?v=IkjfZ3rYnG8&list=PLTRYbItmaqW-M3CUjHQh9u8AAxvOnabWU SUBSCRIBE TO THIS CHANNEL for more home buying strategies, tactics, and tips: https://goo.gl/aX7gkz Get educated on the home buying process: http://stories.brookfieldresidential.com/homebuyersschool
Views: 1127 Homebuyer's School
New Mortgage Rule changes in Canada with Vancouver Mortgage Broker
 
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http://www.notapennydown.com New Mortgage rules. New Mortgage Rule changes in Canada with Vancouver Mortgage Broker Mark Fidgett. WelcomeBack Mark Fidgett here for notapennydown.com wanted to get this quick video out to address all the questions I'm getting regarding the new mortgage changes. As you may have heard in its infinite wisdom, The Government of Canada is stepping in once again and meddling in the mortgage market. On July 9th Amortizations will be reduced to 25 years on all high ratio mortgages. The net effect, your income will get you about 10% less. So If you're looking to buy and your near the top of your price range, You need to call me ASAP. You basically have 2 weeks to get your mortgage approved under the current rules. There are two other changes that are also taking place. If you're thinking of refinancing You're going to get 5% less Refi's will only be allowed up to 80% of the value of your home. as opposed to the current 85%. The third change affects the higher end of the market. If you're buying a home worth more than a million You'll now need 20% down. With all these changes, now more than ever you need to take out your phone look up my number and give me a call at 604-273-2002 or on line 24 hours a day at www.notapennydown.com http://youtu.be/Ey4eRgUHYsg
CMHC Mortgage Update Kelowna Mortgage Broker Lew MacDonald Bank of Canada TD, CIBC, RBC, Scotia, BMO
 
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CMHC and Bank of Canada updates - CMHC Mortgage Update Kelowna Mortgage Broker Lew MacDonald explains Bank of Canada prime & TD, CIBC, Royal Bank, Scotia, BMO s reaction to it. Filmed in front of the Kelowna Family Y ( YMCA ) in Rutland Kelowna Mortgage broker Lew MacDonald with Verico Tailor Made Mortgages (not Verico Complete Mortgages or Verico LendingMax) explains what is happening with variable rate mortgages in Canada and how it effects you. If you receive a call from your lender stating that they can save you money pick up your cell phone, look up my number... it's not in your cell phone??? I'll wait, go ahead and program it in right now (250) 862-6101 and label it "mortgage advice". OK, let's start over.... If you receive a call from your lender stating that they can save you money pick up your cell phone, look up my number and call me right away. If you or someone you care about is considering buying their first home make sure to send them this link to get pre-approved before contacting a Realtor at Remax Kelowna, Royal LePage Kelowna, Century 21 Kelowna, C21, Coldwell Banker Kelowna, Realty Executives Kelowna or any of the other great Kelowna Real Estate Companies out there. http://verisite.ca/lewis/apply_now.php
Views: 839 TailorMadeMortgages
Choosing a Mortgage: Mortgage Broker vs Bank
 
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In today's video, we're going to be talking about the difference between using a mortgage broker for your mortgage needs or going to your bank. A mortgage broker acts as a conduit between you and several mortgage lenders across Canada. To learn more about how we can help you, visit us at http://www.oceanvale.ca/.
Views: 23 Nolan Smith
New mortgage rules in Canada with mortgage broker Mark Fidgett
 
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http://www.notapennydown.com Mortgage Broker Mark Fidgett explains the new mortgage changes. MEASURES ANNOUNCED TODAY Today, the Government announced three changes to the standards governing government-backed insured mortgages. LIMIT THE MAXIMUM AMORTIZATION PERIOD TO 30 YEARS The amortization period is the length of time it will take to pay off the entire mortgage loan. It is usually much longer than the term of the mortgage. A typical mortgage in Canada may have a term of five years or less during which a specific fixed or variable interest rate will apply, and the mortgage can be renewed at the end of the term. The measure announced today will reduce the maximum amortization period from 35 years to 30 years. For any given mortgage loan, a lower amortization period would result in a moderate increase in the monthly payment along with a significant reduction in the total interest paid over the amortization period. This measure is consistent with the principle of encouraging savings through home ownership. The following table illustrates the benefit of reducing the amortization period from 35 years to 30 years for a mortgage loan of $300,000. LOWER THE MAXIMUM REFINANCING AMOUNT TO 85 PER CENT OF THE LOAN-TO-VALUE RATIO Borrowers can refinance their mortgage and increase the amount of the loan secured against their home. The measure announced today will reduce the limit on refinancing from 90 per cent to 85 per cent of the value of the home. Refinancing lowers the borrower's equity in their home. Reducing the maximum loan-to-value ratio on refinancing will encourage Canadians to keep equity in their home and save through home ownership. As an illustration, for a home valued at $300,000, refinancing at 90 per cent would allow the homeowner to access up to $270,000, whereas refinancing at 85 per cent would allow the homeowner to access up to $255,000. The lower refinancing limit means homeowners will keep an additional $15,000 in the equity of their home. WITHDRAW GOVERNMENT INSURANCE BACKING ON ...
Bank of Canada Qualifying Rate with Vancouver Mortgage Broker Mark Fidgett, Best Rates
 
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ttp://www.notapennydown.com . Mark Fidgett, a mortgage broker in Vancouver BC Canada, explains the Bank of Canada Qualifying rate. 604-273-2002
How are Mortgage Brokers Paid?
 
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Colton and Alex discuss how mortgage brokers can offer free mortgage consultation services - where does their compensation come from? For more information please visit us at: www.CalgaryMortgageGuys.com There's a lot of confusion as to how mortgage brokers are compensated. The simple explanation is, lenders have a budget in which they use to pay brokers a "finder's fee" for bringing them new business. Each of the lenders wants your business, because it generates them revenue, so they're willing to pay a small amount of their profit margin as a commission to mortgage brokers. A question that commonly arises is "How do we know you won't just put us with a mortgage that pays you the most commission?" and that's a fair question. Our answer to that is that we all our mortgage deals with complete transparency. If you'd like to see every deal you qualify for, we'll gladly show you so you can pick. Of course we'll give our expert recommendation as well. However, another great answer to that question is to point out that with a mortgage broker they may put you with a lender that pays them the most commission - it really depends on the quality of their character. With a bank's mortgage associate, they are always negotiate on the banks behalf, so you can be certain that you are not getting the best possible deal. Calgary Mortgage Guys are powered by Canada Mortgage Direct.
Canadian Mortgage Brokers Assoc. 15 sec commercial
 
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Your best mortgage advice comes from a mortgage broker. Look for the mark of membership - MB.
Views: 277 Cmba National
Mortgage Brokers Ottawa Discusses Canadian Mortgage Changes Announced June 21
 
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Jim Flaherty announced a series of changes to the mortgage lending process in Canada this morning. Frank Napolitano of Mortgage Brokers Ottawa discusses these changes, which are expected to take effect July 9th. Visit us at http://www.mortgagebrokersottawa.com to find out how we can help you understand these changes and how they may affect you.
No Fees Mortgage Broker Canada
 
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Canadian mortgage broker not charging any fees.
Views: 178 mortgageflex
Purchasing a property in Canada as a non resident | Ottawa Mortgage Broker | Best Rates Canada
 
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Purchasing a property in Canada as a non resident. About Andrew Thake: Helping you explore the best mortgage broker rates in Canada. Purchasing, refinancing, renewal, construction financing, debt consolidation and more. www.andrewthake.com
Basic Mortgage Concepts Presentation - Ontario Mortgage Agent Course
 
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Want to know what a mortgage is? This video is for you. REMIC (www.remic.ca) explains the basics of mortgage financing for our students.
Pre-approval or pre-qualification with Vancouver Canada Mortgage broker vancouver mutuo ipotecario
 
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http://www.notapennydown.com . Mark Fidgett, a mortgage broker in Vancouver Canada, explains the difference between getting pre-approved vs getting pre-qualified. vancouver mutuo ipotecario
Toronto Mortgage Broker - Eddiemac - GOOD NEWS The Bank of Canada remains the same
 
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Toronto Mortgage Broker - Eddiemac - GOOD NEWS The Bank of Canada remains the same
Views: 99 Eduarda Pita
Selecting a Mortgage Broker in Canada
 
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30 Second Mortgage Application: http://www.dreyergroup.ca/30-second-mortgage-application/ Dreyer Group Mortgage Brokers 16 988 Beach Ave Vancouver BC V6z 2N9 604-669-6006 Dreyer Group Mortgages Inc. 308-15252 32nd Ave Surrey BC V3S 0R7 604-536-3802 Or call us toll free at 1-800-687-9020 Dreyer Group is one of the top 10 independent mortgage broker teams in Canada with access to hundreds of mortgages with trusted lenders across the country, including cities like White Rock and New Westminster. They know which strategy is going to save you the most money, just like they have negotiated thousands of mortgages for amazing clients in the past. Their top priority is securing the best rate for your needs without you ever having to leave the comfort of your home or home office, whether you are in South Surrey or Port Coquitlam. Based in Vancouver, Jared Dreyer (named a Top 10 Mortgage Broker in Canada) leads one of the top mortgage broker teams, not only in Vancouver but also throughout all of B.C., Alberta, and Ontario. His business is based on strong values and ethics and uses long term vision to develop relationships and partnerships with like-minded clients and professionals. You can trust that Jared Dreyer and his team of professionals at Dreyer Mortgage Broker Professionals have both the skills and the expertise to find a lender who will approve your mortgage quickly and at the lowest possible rate. Whether you are buying a home in Langley or Surrey, a condo in North Vancouver, or townhome in Burnaby, renewing a mortgage, planning refinance or switch your mortgage, or make some other real estate investment, the brokers at Dreyer will shop more than 50 banks, trust companies, and other lending companies to negotiate the mortgage that is best for you and your real estate needs. Dreyer Group believes that helping you make smart decisions with your money helps build a relationship with you as a client that will allow them to serve your future real estate needs as well! Instead of worrying about whether or not your mortgage is the best rate you could get, let the Dreyer Group experts use their access to exclusive mortgage products with preferred lenders from Lower Mainland to North Vancouver. Their strong relationships with these top notch professionals allow you to get approved fast, even if you are a first time home buyer who is purchasing a home. Apply now to find out how much you qualify for, and then give Dreyer Group a call so that they can get started on getting you the best possible rate. Tel: 1-800-687-9020 Website: http://www.dreyergroup.ca/ 30 Second Mortgage Application: http://www.dreyergroup.ca/30-second-mortgage-application/ Dreyer Group Mortgage Brokers 16 988 Beach Ave Vancouver BC V6z 2N9 604-669-6006 Dreyer Group Mortgages Inc. 308-15252 32nd Ave Surrey BC V3S 0R7 604-536-3802 Or call us toll free at 1-800-687-9020
Choose The Right Mortgage Broker in Canada
 
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http://mortgagebrokerz.com